In Singapore, it was not easy to buy a car and buy a car. If you choose an electric car, what are the financial advantages?In this issue of wealth management, the owners and financial operators of electric vehicles and financial operators have discussed whether it is wise to discuss whether the abandoned oil conversion is for the lotus bag for the lotus bag through multiple dimensions such as buying cars, car supply, car raising, selling cars, and "killing cars".
Many car owners in Singapore may be resolutely "abandoning oil into electricity" after contacting the electric vehicle like Xu Jieming.
Five years ago, when Xu Jieming was called a car driver, his fuel vehicle engine had a problem, so he chose to rent a modern KONA electric vehicle from the company.Even if the charging pile was not popular at Singapore at that time, the first week on the road, he fully felt the fun of driving an electric vehicle, and found that he could save a lot of oil money.
Xu Jieming told Lianhe Zaobao that in 2019, he drove Hyundai Kona to Malaysia, and went north to Penang with the Malaysian electric car owner, and even challenged Genting Mountain Road."After driving on the Genting, I am even more certain that I will no longer drive fuel cars. The tram is immediately powerful, which is very different from the oil car ..."
Three years after renting Hyundai Kona, Xu Jieming bought the first electric car in his life -Tesla Model Y RWD series.
In Singapore, it is not easy to buy a car and buy a car. Isn't the value of the electric car worth buying?Compared with fuel vehicles and hybrid vehicles, what economic advantage does electric vehicle have?
Xu Jieming has a soft spot for electric vehicles, and bought Tesla Model Y RWD series three years ago.(Photo by Xiao Ziwei)
Advantage 1: Government car purchase subsidy
Although the price of electric vehicles is relatively high, the owner can currently enjoy government subsidies, making the price of electric vehicles more attractive, including EV Early Aduption Incentive (EEAI) and vehicle emission reductionVehicular Emissions Scheme (VES), the two can get up to a maximum of 40,000 yuan.
Additional Registration Fee (ARF) refers to the tax payment when registered vehicles, and calculated based on the OPEN Market Value (OMV).
The government launched a preferential plan for electric vehicle additional registration fees since 2021. This plan was originally scheduled to expire at the end of last year, and it has been extended to December 31st this year.Electric car owners can still get up to 45 % of the additional registration fee rebate, but from January 1 next year, the upper limit of the rebate has been reduced from 20,000 yuan to 15,000 yuan.
The vehicle emission reduction tax plan is given tax rebate or levying surcharges based on carbon dioxide and air pollutant emissions, which are divided into five levels, namely A1, A2, B, C1, and C2.Electric vehicles usually belong to the A1 -level A1 that does not discharge at all, while high -power electric vehicles and hybrid vehicles belong to Class A2.
From January 1 this year, the vehicle emission reduction tax plan has been adjusted to adjust the rebates of some -level vehicles. Like A1 -class vehicles, it remains at 25,000 yuan, and A2 -class vehicles will be reduced from 15,000 yuan to 5,000 yuan.Essence
Advantage 2: Promoting car loan interest rate
Many local financial institutions also help people buy electric vehicles.For example, since 2021, DBS (DBS) and Overseas Chinese Bank (OCBC) have launched green car loans to provide more preferential interest rates.
Star Show Bank provides green car loans for consumers who purchase new and second -hand electric or hybrid vehicles, with an annual interest rate of 2.48%, which is lower than 2.78%of fuel and diesel vehicles.In addition, banks provide 588 yuan cash rebate for applicants for green car loan, with a preferential period until March 31.
Wang Jianli, director of the Singapore Automobile Loan Business Department of DBS Bank, pointed out that Star show banks have been the preferred financing partners in Singapore since 2021 to provide Tesla car buyers with preferential car loan interest rates, as low as 1.68% as low as 1.68%Essence
According to the provisions of the Singapore Financial Authority, consumers can only borrow 60%of the price of cars.
Advantages 3: It is cheaper than adding fuel than adding fuel
Because charging is cheaper than adding fuel, driving electric vehicles can save the owner of thousands of yuan.
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According to the online computing tool of OneMotoring, the official website of the Land Transport Administration, it is also the SUV model. The fuel consumption of Honda HRV fuel vehicles and modern Kona hybrid vehicles is 5 liters per 100 kilometers and 5.8 liters per 100 kilometers.If the current oil price is calculated at 2.90 yuan per liter, the fuel cost of 20,000 kilometers a year is 2,900 yuan and 3364 yuan.
In contrast, whether it is the three SUV models of Hyundai KONA electric vehicle, Tesla Model Y RWD series and BYD ATTO 3 standard version of 100KW, or luxury electric vehicle pole stars 2 (POLESTAR2), their power consumptionThe quota is at 15 to 16.4 kWh (KWH) per 100 kilometers.Calculated at 0.49 yuan per kilowatt -hour charging, the electricity bill of 20,000 kilometers a year was less than 2,000 yuan.
Local electric vehicles increased rapidly last year by 18%
In Singapore, electric vehicles are becoming more and more popular.According to the data of the Land Communications Bureau, a total of 1,120 electric vehicles in Singapore at the end of 2019 have risen to 1,941 vehicles at the end of last year, which has grown rapidly in the past five years.
Nowadays, the electric vehicle market is full of flowers, and China, the United States, Japanese, and South Korean automakers have come to grab the stalls.
Among the 30,000 and 225 new vehicles registered in Singapore last year, electric vehicles accounted for 18%or 5,468 vehicles.It does not include parallel imports, Chinese electric vehicle manufacturer BYD won the local electric vehicle sales champion, registered 1,416 vehicles; Tesla and BMW ranked second and third, registered 940 and 788, respectively.
BYD electric vehicles are authorized by Vantage Automotive, and dealers are Motor East and EightX Lifestyle.Tesla adopted a direct sales model and did not cooperate with agents and dealers.
BYD is the best-selling electric vehicle brand last year, last year,The picture shows agents and dealers open the "Bydby1826" theme restaurant in Singapore City, so that consumers can also learn about electric vehicle technology and buying cars by the way when consumers eat.(Photo by Zhou Yuexiang)
When buying electric vehicles, not only should you pay attention to its car group, endurance mileage, maximum speed and battery capacity, which is also an important reference indicator.
Taking BYD ATTO 3 as an example, it can be divided into a standard version of 100kW and 150kW. The former belongs to small and medium -sized automobile groups (group A), and the latter belongs to large and luxury vehicle groups (group B).
In addition, Tesla Model Y can be divided into RWD series, Long Range series and Performance series; the longeval mileage of the Long Range series, and the Performance series has the highest speed.
Industry: There is no difference between the second -hand market of the electric vehicle and the fuel vehicle
It is not easy to sell cars, it is also the consideration of some owners.In the second -hand market, is electric vehicle still fragrant?
CAR Search founder and director Li Tianfu, who is engaged in used car sales, has assisted more than 20 electric vehicles to transfer in the past three years.
Although second -hand transactions of electric vehicles are not active, he emphasized that fuel vehicles and electric vehicles are not much different in the second -hand market. They also face depreciation.It is high or low.
The local electric car owner Wu Jiesheng bought the MG (MG) ZS two years ago. At that time, the price was 140,000 yuan.He said that buying and selling cars depends on luck. The old car has not lost money, mainly because the car certificate increases.The newly purchased Jixing 2 is also a second -hand car, with a mileage less than 5,000 kilometers and the price is 30,000 yuan lower than the new car.
On the other hand, when the electric vehicle has been driving for 10 years, how much special additional registration fee (PARF) can be obtained by the "killing car" (reimbursement vehicle)?
Li Tianfu noticed that the entry -level electric vehicle of the small and medium -sized automobile group was not high when the car was killed in 10 years, and some were even zero.The mid -to -high -end electric vehicle of the luxury vehicle can get a PARF of about 10,000 yuan.For traditional car owners, it is not enough to charging points to be their biggest concern for "abandoning oil and conversion".
According to the local car agent Cycle Carriage launched a survey last June, nearly 70 % of traditional car owners intend to sell the car by 2025. About half of them are considering buying hybrid vehicles or electric electriccar.
Local charging facilities are becoming more and more perfect
When asked about the five major considerations of buying electric vehicles, nearly half of the respondents are most concerned about the charging point, followed by the durability of the battery (38 %), the electric vehicle is not safe (38 %), the electric vehicleThe price (35 %) and the cost of maintaining and maintaining electric vehicles (34 %).
There are about 2,000 house parking lots nationwide. The government plans to install 12,000 charging piles for all house parking lots next year.By 2030, the number of charging piles in the country is expected to reach 60,000, of which 40,000 will be public charging piles.
Data show that as more human driving electric vehicles, about 700 or one -third of the house parking lots in the local area have been installed with more than 2,400 electric vehicle charging piles to make charging more convenient.
Wu Jiesheng lives in a housing house in Yishun. There is a charging point one to two kilometers near his home, so charging is not too troublesome.He said that car owners can use the Plugshhare application to search for the location of the charging point at home and abroad.
In addition to the HDB, many private house parking lots also have charging points.Xu Xiaohan, director of the charging pile operator Charged+Business and Operation, revealed that the company has a charging pile in parking lots in more than 150 private homes across the island.
Joyce Mehar, who lives in The Interlace, drove polar 2.The apartment parking lot she lives has a charging pile, making the charging very convenient, while there are currently more than 10 electric car owners in the apartment.
Electric vehicle charging can be divided into DC (DC, also known as fast charging) and AC power (AC, also known as slow charging). The fast charging can usually reach the electric vehicle within half an hour.By eight hours.
The Cuicheng Xinjing Apartment parking lot where the electric vehicle owner Meiya lives has a charging facilities, which makes the charging very convenient.(Provided by the respondent)
Car companies provide long -term warranty to batteries
In terms of car maintenance, electric vehicles do not need much maintenance compared to fuel vehicles. It is necessary to check the brake, hydraulic system, tires and wiper, etc. It costs about 1,000 yuan per year.
Xu Jieming said that the mileage of Tesla Model Y RWD series in the past three years has reached 67,000 kilometers, but it has only changed tires so far.
The battery is the most expensive part of electric vehicles. Car owners will worry about whether it is as rapid as a mobile phone battery. It cannot be used normally within a few years, but this problem rarely occurs, and car companies will provide long -term warranty.
For example, Tesla provides eight -year warranty or mileage of 160,000 kilometers for the battery of the Model 3 and Model Y RWD series, and the battery capacity is maintained at least 70%during the warranty period.
U.S. company RECURRENT, which specializes in the performance of electric vehicles, released a research report last year that among the 15,000 electric vehicles, in addition to the large -scale recall of the car company to replace the battery, only 1.5%of the electric vehicles replaced the original battery replaced the original batteryGroup.According to online news, a U.S. Tesla Model 3 car owner was repaired for the battery after the warranty period, with the cost of $ 15,000 (about S $ 194), of which labor costs accounted for $ 2,300.
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