The government will study and review the coverage of how to improve psychological health, and ensure that financial institutions treat everyone fairly, including insurers with psychological health issues.
On Wednesday (February 7), Congress continued to debate to promote mental health motion.Vice Premier and Minister of Finance, Huang Xuncai, emphasized that the government will pass the existing national medical financing framework, including government allowances and health savings, MediFund, and MediFund to ensure that psychological health services are affordable as people's burdens on people.Started.
He reiterated that no one would not get appropriate care because he could not pay for medical expenses.
In the debate of the previous day , several members called on the government to review the public and private insurance system to ensure thatPeople can afford psychological health services and ensure that people in need will not be discriminated against when purchasing insurance and application for claims.
In response to the issues related to private insurance, Huang Xuncai said that local insurance companies provide insurance to those who suffer from psychological health.Company's underwriting guide.
He said: "We will study and review how to improve the coverage of insurance and ensure that financial institutions treat everyone fairly, including customers with mental health problems.
Psychological health will be included in the health SG plan
Huang Xuncai said that the government will pay more attention to psychological health prevention care, so that everyone will take care of their mental health by themselves, especially from a young age to maintain good habits, learn to cope with stress and face challenges.Psychological health will also be included in Health SG Plan and other prevent health prevention health prevention health.Plan, through cultivation of active life, regular exercise, contact with friends, learning new skills, etc., improve the overall health of Chinese people.
The Ministry of Health and the Ministry of Law on the Secondary Government Secretary of the Ministry of Health, Lahay, added that the government has worked hard to reduce its own fees through various available plans.For example, the outpatient mental health treatment provided by a comprehensive clinic or a public specialty clinic can obtain a maximum of 75%of the allowance.If you want to be hospitalized, patients can pay up to 160 yuan to life insurance every day and pay 150 yuan with health savings.
She also said that private insurance may be eliminated in order to ensure that risks are allocated, and they can exclude existing conditions including psychological health, or more insurance premiums and additional conditions.However, the Ministry of Health and the Financial Administration requires insurance companies to treat all customers fairly, and should not just refuse insurance based on personal information such as mental health.in accordance with.
