Beijing Tuesday (October 31) issued a housing provident fund management policy, which clarified the provident fund withdrawal policy and loan policy of reliable personnel in Xiong'an New District when the relief personnel were rented in Xiong'an New District.At the time, the first house's down payment ratio is not less than 20%, and the proportion of two houses down payment is not less than 60%.
Comprehensive CCTV.com and Beijing News reported that the Beijing Housing Provident Fund Management Center's trial opinion on the implementation of housing provident fund support policies from the units from Beijing to Xiong'an New District also mentioned that the resolving personnel who applied for a house to apply for a loanAt the same time, for the repayment capacity and payment situation, which complies with the regulations of the Beijing Housing Provident Fund Management Center, the highest loan amount of the first house is 1.2 million yuan (RMB, the same below, about 226,000 yuan), and the maximum loan amount of the two houses is 6010,000 yuan.
Wang Xian, director of the Loan Management Office of the Beijing Housing Provident Fund Management Center, introduced that in accordance with the current policies, when employees apply to rent a commercial housing withdrawal, they will be extracted according to the monthly rent and monthly deposit amount.However, after the implementation of the New Deal, if the relief personnel paid in Beijing are rented in Xiong'an New District and applied for renting from the Beijing Center for rent, they can be extracted according to the actual monthly rent.limits.
At the same time, according to the current policy, if you purchase an application for extraction in Beijing, the applicant and spouse shall have no purchase record in Beijing.After the implementation of the New Deal, the solved personnel paid in Beijing purchased a house in Xiong'an New District and applied for a house to purchase from the Beijing Center.
As mentioned in the opinion, "the resolved personnel can apply for a housing provident fund personal housing loan when buying a house in Xiong'an New District and issuing a loan by the Beijing Center.The proportion of housing down payment is not less than 20%, and the proportion of two sets of housing down payment is not less than 60%", and" When the resolving personnel purchase a house for loans, the repayment capacity and payment situation meet the requirements of the Beijing Center's policy.The highest loan quota is 1.2 million yuan, and the maximum loan amount of the two houses is 600,000 yuan.
Wang Xian said that in Beijing's current policies, the purchase of the first set of ordinary and non -ordinary self -housing down payment is not less than 35%and 40%, respectively.The proportion of two sets of ordinary and non -ordinary self -housing down payment is not less than 60%and 80%, respectively.However, according to the New Deal, when applying for a loan for the purchase of a house for the solving personnel, the down payment ratio can be implemented according to the best preferential policy, that is, the first set of housing down payment ratio is only not less than 20%, which is the same as the first payment ratio of the Beijing Economic Housing.
In addition, the current policy of Xiong'an Center stipulates that the maximum loan amount is 600,000 yuan.When applying for a house to apply for a loan from the Beijing Center, if the repayment capacity and the deposit situation are in line with the Beijing Center's policy, the highest loan amount of the first house is 1.2 million yuan, and the maximum loan amount of the two houses is 600,000 yuan.Other loan policies are still implemented in accordance with the current policy.Since then, if the Beijing Center has the adjustment of loan policy, the resolved personnel will be implemented in accordance with the best preferential policies.
