The People's Bank of China and the Bank of China Insurance Supervision and Administration plans to introduce "17 Finance" to increase support in the housing leasing market and promote the recovery of the Chinese real estate market.
According to the China Securities Daily, the Central Bank of China and the China Banking Regulatory Commission drafted opinions on the development of financial support for the housing leasing market (draft for comments) (hereinafter referred to as opinions), focusing on the structural reform direction of housing leasing supply side,Based on commercial sustainable prerequisites, it focuses on supporting the development of professional and large -scale housing rental enterprises for self -owned properties, with a total of 17.
In terms of strengthening housing rental credit products and service model innovation, the opinions have proposed four measures, including increasing credit support for rental housing development and construction, purchasing rental housing credit products in batches, supporting the distribution of housingLeasing business loans, as well as comprehensive financial services for housing leasing enterprises.
Support the issuance of housing leasing business loans. The opinions are clear. If the housing rental enterprise operates its own property rights for a long -term rental housing, the term of the housing rental operating loan is not more than 20 years. In principle, the loan amount is not in principle.More than 80%of the value of the property evaluation; the housing rental enterprise transforms industrial plant buildings, commercial office housing, and urban villages in accordance with the law.No more than 70%of the total rental receivables within the loan period.
Pang Yan, chief economist and director of the research department of Greater China, analyzed the direction of real estate development. Compared with its financial attributes and asset attributes, related policies in the future are more concerned and care for care., Cultivate the living attributes of housing, people's livelihood attributes.
He believes that the specialization, diversification, scale, and sustainable development of financial support for the housing leasing market. From the short term, it will help improve the efficiency, convenience and attractive increase of capital funds to meet the leasing to meet the leasing.The full -cycle and multi -level reasonable financing needs of housing have attracted more types of long -term funds and professional capital to invest in high -quality projects.
From the middle and long term, Pang Yan said that this helps build a multi -level, multi -subject, multi -channel real estate financing system, and provides a broader, flexible, accurate, accurate, accurate, accurate, accurate, accurate, accurate, and project.Professional and mature financing options promote the formation of new models of development models in the real estate industry and enterprises.
