Source: China News Agency
Chinese cities that have introduced policies to support housing "replacing the new with the old" are rapidly expanding.
On the 6th, Shenzhen issued a new policy of the property market saying that it supports real estate development enterprises that have developed projects in the city and related real estate intermediary agencies to carry out "new and new" and "new replacement of new" in commercial housing.On the same day, Wuhan issued a new policy of the property market stated that the implementation of the new model of "selling old and buying new" transactions will be given to the value -added tax paid by the old houses at 1%of the tax price;Housing, etc.The Shanghai Real Estate Industry Association, etc., has also launched a "replacement of old new" activities in commercial housing recently.
According to the statistics of the middle finger research institute, as of May 6, more than 50 cities across the country have expressed their support to support housing "replacement of the old", and more and more cities have taken out "real gold and silver" to reduce the "exit of the exit of the house exchange"cost".
The reporter sorted out and found that there are three main ways to support housing "replace the new with the old" in various places: First, the real estate developer joint brokerage agency is promoted to the old houses.If it cannot be sold, the new house's deposit will be refunded in full.
The second is to acquire old houses by developers or local state -owned enterprises, and the sale of houses is used to purchase designated new house projects. This method is the mainstream of housing "replacing the old new" by this year.
Third, individuals or families who sell their own housing and buy new commercial housing give certain house purchase subsidies or tax discounts.
At the same time, there are places to "bring the transfer" (no need to return the old loan in advance, cancel the mortgage right, and complete the policy of successful transfer, re -mortgage and issuing new loans), relaxation of the standards of the first house identification standard ""Change the old new" to better open the chain of the house.For example, Wuhan City recently announced that there are only one house in the local area and the households that are listed on sale. When applying for a new personal commercial housing loan, it is determined to be the first house.
"Replacement with the old" has become the "highlight" of the recent property market policies in various places. What kind of signal is passed?
First of all, this means that the efforts of China's property market regulation and control policy have changed. From the booster aspects of the past, to the current supply and demand to exert their efforts at the same time.
Wang Xiaoyu, chief analyst of Zhuge Data Research Center, said that the current development of the real estate market can not simply cut in from encouraging demand, but should focus on the construction of a new development model from both supply and demand.Different from the demand -side policy such as purchase and sales restrictions, "replacing the new with the old" touches two aspects: supply and demand.
Secondly, the local governments are promoted to "change the new" to open up the "survival cycle" of the house.
Since last year, the number of second -hand housing in many places has increased significantly.
The Central Political Bureau meeting held on April 30 clearly proposed "coordinating the study of policy measures for digesting digestive property and optimizing incremental housing."The main part of the new house and second -hand housing represents the incremental and stock housing, and the unblocking "replacement of the new with the old" can not only promote the digestion of inventory and revitalize stock assets, but also help resolve the risk of delivery in the new house market and promote the transformation of the real estate industry.
Li Yujia, chief researcher at the Housing Policy Research Center of the Guangdong Provincial Urban Rules Institute, pointed out that in the future, through the method of digesting existing property, the demand for rented or sale -saving housing has become an important way.The key is to follow the principles of marketization, rule of law, and commercial sustainability.
The industry estimates that more cities will introduce the relevant supporting policies of "replace the old new" in 2024 to further promote the release of housing replacement needs.