Yesterday (August 29), the Guangdong -Hong Kong -Macao Greater Bay Area Financial Summit Forum touched an important issue, how to reduce the policy restrictions constituted by different systems of the three places to promote the circulation of flow of people, logistics, funds, and information.Recently, the Mainland has launched measures to strengthen the integration of people. As for financial stability involves financial stability, the Sino -US trade war and emerging market currency trends will inevitably make the central government more step -by -step.The cities in the Greater Bay Area are good at winning the market. Financial services are Hong Kong strengths. In the case of controllable risks, Hong Kong has helped the Mainland to steadily open the financial market and perform well.Fund circulation.

The Hong Kong section of the high -speed rail and the Hong Kong -Zhuhai -Macao Bridge are opened to traffic, providing hardware for the one -hour life circle of the Greater Bay Area.In terms of software, the central government has also announced a series of measures to facilitate living in Hong Kong and Macao people in the Mainland. The latest one is to allow Hong Kong people who work in the Mainland to obtain a residence permit., Participate in the social security plan and other aspects, enjoy the same services and convenience as the mainlanders.

At present, there is a voices in Hong Kong, so that Hong Kong people who are not living in the Mainland can also enjoy these conveniences with the Hong Kong and Macao residents who have held the village and Macao residents who are referred to as returning home.In today's electronic documents, it is not difficult to do technically.

Another reason why Hong Kong people go north to work and start a business is that the income rate of the Mainland is higher than Hong Kong. Hong Kong people have already hoped that working in the Mainland can only pay the Hong Kong tax rate.Although this way of preferential treatment involves multiple considerations, there are other ways to consider to reduce the tax burden of Hong Kong people.

Some Hong Kong political parties have proposed that they are imitating Zhuhai to provide tax difference subsidies, and some people recommend using today's advanced electronic technology to calculate whether the Hong Kong people stay in the Mainland instead of the days to calculate whether they need to pay taxes to the Mainland.At present, Hong Kong people are calculated based on the entry and exit date. For more than half of the days in the Mainland, the mainland tax will be paid. If the number of times is calculated, a large number of Hong Kong people who return to work in the Mainland only spend less than half a day return to Hong Kong to spend the night overnight, and then they will return to overnight.Can avoid falling in the Mainland tax network.

As for the circulation of funds at the personal life level, Chen Maobo, the director of the Hong Kong Financial Secretary, pointed out that the Financial Administration will launch a 24 -hour fast payment system next month to allow different electronic wallets and bank hukou in Hong Kong to use this platform to pay each other in real time.Or allocate funds.If this platform can connect to various cities in the Greater Bay Area, and Hong Kong's electronic wallets can be used in the district, it will greatly enhance the convenience of Hong Kong people to travel and live in the Mainland. This requires Hong Kong and the Mainland to discuss the establishment of a common platform. Not only is it convenient for convenienceHong Kong people are also convenient for residents in the Mainland.

Because this involves the problem of cross -border capital flow, the central situation must beware of the convenience of this area and become a gap in a large amount of funds.At that time, the central government tightened the restrictions on the Mainlanders to withdraw money with the withdrawal card in Hong Kong and Macao to block the loopholes of the fleeing of funds.It is expected that in terms of cross -border payment, funds need to be established.This requires the in -depth coordination of the two places. The design can ensure the cross -border payment arrangement of financial security and order. Try it first in the Greater Bay Area to further reduce the obstacles of the integration of the three places.