Many local governments in China have continued the easing policy of the property market this year. More than 30 cities have introduced the property market optimization policy.
According to the surging news report, incomplete statistics, since this year, including Xiamen, Fujian, Ziyang, Sichuan, Jining, Shandong, Yichang, Hubei, Wenzhou, Zhejiang, Honggu Beach District, Nanchang, Jiangxi, Huaibei, Henan, Harbin, Heilongjiang, Hunan, HunanChangsha, Shandong Jinan, Nanchang, Jiangxi Nanchang, Ulanhot, Inner Mongolia, Guangxi Guiping, Wuhan, Hubei, Yancheng, Jiangsu, Shaoxing, Zhejiang, Dandong, Liaoning, Luzhou, Anhui, Dongguan, Guangdong, Xuzhou, Jiangsu, Dalian, Liaoning, Lianyungang, JiangsuPuyang, Bengbu, Anhui, Urumqi, Xinjiang, Shangli County, Pingxiang City, Jiangxi Province, Liu'an, Anhui, Suizhou, Hubei, and Jilin Changchun, etc., have issued new property markets.
From the perspective of policy content, including lift purchase restrictions, increase the maximum amount of housing provident fund loans, adjust the minimum down payment ratio of provident fund loans, extend consumer subsidies, increase the amount of many children's family provident fund loans, and clearly recognize the house and do not recognize the loan.Encourage the group to buy a house.
Taking Jining of Shandong as an example, the Housing Provident Fund Management Center in Jining City, Shandong issued a notice on adjusting some policies for the personal housing loan of housing provident fund on January 29.The maximum amount of loans, the adjustment standard for adjusting the number of house sets, and the minimum down payment ratio of the provident fund loan.The maximum quota of the household provident fund loans of double deposit employees increased to 800,000 yuan (RMB, the same is the same, about S $ 160,000); the maximum quota for the household provident fund loan of the employee's households was increased to 500,000 yuan.For multi -children families, the highest amount of provident fund loans increased to 800,000 yuan for the first self -living house. When buying two sets of self -living houses, the maximum amount of provident fund loans increased to 500,000 yuan;When buying the first and two self -living houses, the maximum amount of provident fund loans increase to 800,000 yuan.
At the same time, the minimum down payment ratio of the first set of housing provident fund loans was adjusted to 20%, and the minimum down payment ratio of the two -suite provident fund loan was adjusted to 30%.
The Yichang Housing Provident Fund Center of Hubei issued a notice on adjusting the city's provident fund use policy. From January 29, if Yichang's household registration will buy housing in accordance with the policy of two children and or above, the current highest amount (1.4 times of 1.4 times) for a provident fund loan is 840,000 yuan.
Wuhan continues the implementation of unlimited purchase policies outside the second ring.On January 13, the staff of the Wuhan Real Estate Trading Center said that at present, both the new houses and the second -hand house are not limited to the second -hand house. Just apply for a house purchase qualification.Prior to this, the relevant staff of the Wuhan Housing Security and Housing Administration Bureau responded on December 9, 2022 to respond to Wuhan's adjustment of the second -ring external purchase restriction policy on December 9, said that only new policies have been used for the housing festival.
At the same time, we will continue to implement house purchase subsidies and preferential policies.According to Wenzhou, Zhejiang said that in order to better meet the reasonable housing needs of home buyers, it continued to implement the first individual purchase of urban areas (including Lucheng District, Longwan District, Ouhai District, Dongtou District, Haijing District, Economic Development Zone).Housing and existing housing (prevailing the time of signing the contract of commodity housing and stock housing in Zhejiang Province online), after obtaining the house without the production certificate, 0.6%of the consumption subsidy for the purchase of the house will be given.On the 30th.
The Jiangsu Yancheng Housing and Urban -Rural Development Bureau issued a notice on January 12, which will use the peak period of returning home in the Spring Festival to launch a series of measures to promote housing consumption.Among them, the subsidy of the "Housing Eight" housing purchase subsidies in the urban area was postponed for two months, and the sub -sectors of various places were encouraged to carry out online and offline houses to return to the countryside to buy a housing exhibition.At the same time, organize a group purchase network signing activity.Organize group purchase of house purchases in various places to centrally select housing signing activities, and actively carry out the "delivery of houses to apply for permits" at the delivery site to promote people's livelihood services.Organize a bank -enterprise docking activity.
On January 20, the official website of the People's Government of Harbin City, Heilongjiang Province showed that in order to further promote the steady and healthy development of the real estate market in Harbin, the Municipal Housing and Urban Construction Bureau took the lead in drafting the stable and healthy development of the real estate market in our city.Opinions (drafts for comments) have Harbin Harbin Harbin (including 9 districts and 9 counties (cities)), which meets fertility policies.Buy the first or second set of new commercial housing, with the online signing of the commodity housing buying and selling contract, my identity certificate, the purchase bill of buying the house, the non -motion property certificate, the household registration book, and the birth medicine certificate, etc.One -time house purchase subsidy.
In addition to adjusting the housing purchase policy, there have been more underground mortgage interest rates for the first -level mortgage rate this year.According to the incomplete statistics of the Zhuge Housing Data Research Center, after the Spring Festival, cities including Zhengzhou, Tianjin, Xiamen, Fuzhou, Zhuhai, Changchun, Shenyang and other cities successively lowered the lower limit of the first home loan interest rate.As of now, the interest rate of the first house loan has been reduced by 30 cities, of which the minimum was reduced to 3.7%.
According to the dynamic adjustment mechanism of the first set of housing loan interest rate policies released by the central bank, the sales price of new commercial housing sales decreased from the previous month and year -on -year, which can be maintained, lowered or canceled the local first home housing.Lower limit of loan interest rate policy.
According to the data of the National Bureau of Statistics of China, there are 35 cities that meet the requirements of 70 large and medium cities. According to data from Zhuge Housing Data Research Center, there are already 20 cities to reduce or cancel the first home loan interest rate.The lower limit, it is expected that the unsettled cities are also expected to follow up the mortgage interest rate. There are many second -tier cities Harbin, Wenzhou, Nanning, etc. In the first quarter, more cities will have the first mortgage interest rate to fall to less than 4%.
The Chinese Housing and Urban -Rural Development Conference Conference was held in Beijing on January 17 this year. The meeting emphasized that it is the main line to increase confidence, prevent risk prevention, and promote transformation, and promote the steady and healthy development of the real estate market.Strongly support rigid and improved housing needs. It is unaware that the house is used to live, not for speculation, because of the city's policies and precise policies.
