In order to further improve the rules of operational risk supervision of bank insurance institutions, the State Administration of Finance and Administration of Financial Supervision and Administration has formulated a bank insurance institution's operational risk management measures (for the draft of comments), and publicly solicited from the society on Friday (July 28) to publicly seek publicly to the society.Opinion.
According to Xinhua News Agency on Saturday (29th), the State Administration of Financial Supervision pointed out that operational risks are one of the main risks facing bank insurance institutions in operation and management.In recent years, the operational risk prevention and control situation has become more complicated. The original supervision regulations are difficult to meet the actual needs of risk management, and it is necessary to make a comprehensive revision.
The solicitation draft clarifies the responsibilities of the board of directors, supervisors (clubs) and senior management, defines the specific scope and responsibilities of the three defense lines, and compact the operational risk management responsibilities of branches and affiliated agencies.
Soliciting opinions stipulate the basic requirements of risk management. It is clear that bank insurance institutions should establish the basic system, operating risk preferences and conduction mechanisms, establish a sound management information system for operating risks, and cultivate good operating risksManage culture.
Soliciting comments drafts also refine the management process and management tools, and require bank insurance institutions to manage the whole process of operating risks.The basic requirements of operational risk control and slow release measures for internal control, business continuity management, data security, business outsourcing management and other operational risk control.
