The first home loan interest rate in many places in China has entered the "3 eras".Banks in Shijiazhuang, Tianjin and other places will follow up on Friday (14th) to closely reduce the first mortgage interest rate.Among them, many banks in Tianjin have reduced their first mortgage interest rates from 4.1%to 3.9%, and many banks in Shijiazhuang area reduced their first mortgage interest rates from 4.1%to 3.8%.
According to the Beijing News Shell Financial report, a state -owned bank from a state -owned bank in Shijiazhuang said: "Our bank has only started to implement a new mortgage interest rate from today.The industry has reduced the first set of mortgage interest rates from 4.1%to 3.8%, but this low interest rate was only implemented until the end of this year.
Another bank person in Shijiazhuang said that the bank's bank has also lowered its first mortgage interest rate, with a down payment ratio of 20 %.The interest rate of the second home of the bank still remained unchanged at 4.9%.
Tianjin, which is more than 300 kilometers away from Shijiazhuang, has also implemented the latest first settlement interest rate since the day.The staff of a state -owned bank outlet in Tianjin said that the bank has reduced the first mortgage interest rate from 4.1%to 3.9%.
Another state -owned bank staff in Tianjin said that the notice of interest rate reduction was received on October 13. There is now no house in Tianjin, and the housing loan under the name has been settled.Qualification for the first house.
On the eve of the Eleventh National Day holiday in China, the Central Bank and the CBRC issued a notice to relax the urban conditions of the lower limit of housing loan interest rates in some cities in some cities.According to the notice issued by the Central Bank and the China Banking Regulatory Commission on September 29, cities with the month -on -month and year -on -year decline in the sales prices of newly -built commercial housing in June to August, from June to August, before the end of 2022, the first -time home -to -first house commercial personal housing loanInterest rate lower limit.
According to incomplete statistics, since the National Day holiday, Jining, Wuhan, Yichang, Xiangyang, Qingyuan, Jiangmen, Yunfu, Zhanjiang and other cities have joined the list of mortgage interest rates.Among them, Jining dropped from 4.1%to 3.95%; Qingyuan decreased from 4.1%to 3.7%; Wuhan, Yichang, and Xiangyang decreased from 4.1%to 3.9%.Jiangmen, Yunfu, and Zhanjiang have canceled the lower limit of interest rates.
Some people in the industry believe that the current low limit of mortgage interest rate has reached a new low since 2019.With the policy of "stabilizing the property market", the "combined fist" has continued to land, especially if the special borrowing of "insured property" can be issued smoothly, it will help to promote the improvement of these cities' real estate market confidence.
