Yi Ruimin: The two categories of Hong Kong peoples strengths and funds are expec

Early Hong Kong and Macao Sudden Search

Yi Ruimin

Recently, I received a greeting from three dads from Japanese peers, Australian classmates, and friends in Canada in one breath. I was worried about whether my life in Hong Kong was very bitter; my classmate's father asked directly: Will you consider immigrating to Australia?

I feel a little inexplicable. Is it so bad for outsiders to see Hong Kong?The answers I gave them are: Hong Kong is not so unbearable, I live a good life, thank you for your concern!

From the data point of view, Hong Kong people seemed to be really confident.Among them, the Mandarin Provident Fund (MPF) Planning Authority recently announced that in the first quarter of this year, there were more than 7,600 strong compensation funds on the grounds of permanent departure from Hong Kong, an increase of 10%year -on -year, and the amount involved increased by 32%year -on -year.

Within the storm of the instance last year to nine months at the end of March this year, the relevant cases have accumulated more than 24,000 cases, with a total of about 4.1 billion Hong Kong dollars (S $ 720 million), a record high.Immigration experts pointed out that this situation should be related to the unstable situation in Hong Kong. It is expected that Hong Kong people to withdraw the number of MPF funds due to immigrants will increase by 10 % quarterly.

Here we must introduce the background of the Hong Kong MPF: this retirement guarantee policy was passed in 1995 before the return, and it was officially implemented on December 1, 2000.In addition to the exemption of a few people, the employment population of Hong Kong from 18 to 65 must participate.

Under the strong deposit fund plan, both employers and employees jointly confeed to the establishment of a fund; in general, employees can not be retrieved until the age of 65, for retirement.However, the Hong Kong Government and most private institutions are at the age of 60 as the retirement age.As a result, there are constantly demanding the legal age of withdrawal to 60 years.

Moreover, the effectiveness of the Johitau has been questioned since the implementation of the results, including the influence of the accused of returning rate, and may even record losses; it is also questioned that the administrative fee is high.No help, etc.

Therefore, every year, some people apply for a legally withdrawn from different reasons.However, the court recently sentenced by the court that in 2007 and 2017, they twice applied for an early withdrawal to withdraw from Hong Kong to withdraw from Hong Kong. They were eventually sentenced to seven days and were suspended for two years.

Because MPF members who are truly permanently leave Hong Kong can indeed apply for earnings back to the strong accumulation, but they can only apply for this reason in their lives.If anyone makes a false statement, it can be fined up to HK $ 100,000 and imprisoned for one year.

Recently, the cases of early extraction of permanent departure have increased greatly, and even the establishment of the establishment of the establishment also had to admit that the double pinch of the Hong Kong economy was suffered from the crown disease epidemic and the repair storm.

Of course, the institutionalists also questioned that the black storm was corrupted in Hong Kong schools. Parents were worried that their children would be brainwashed by their peers to increase the number of immigrants.

The Hong Kong Gold Administration stated that when approved, the applicant will not understand the reason for his departure.However, according to previous cases, members of the Polymodes who have permanently leaving Hong Kong are mainly to mainland China, and recently unknown has changed.

In fact, it is only a kind of capital of Hong Kong people to withdraw from the migrant funds as immigration early.Some people have continued to adjust the investment ratio of strong accumulated gold in nearly half, distributed to the category of non -Hong Kong stocks and non -mainland A -shares, which also transferred funds first.

It is helpful to manage your own MPF account.Under the National Security Law, individuals have allocated more than one million yuan MPF in three types of assets. An investment expert provides the risk aversion method of the MPF in early June.

In fact, not only the Hong Kong National Security Law was officially implemented, but also Sino -US relations continued to be tense. Washington proposed that more and more suppression of Beijing's suppression was made, which made the Qiang Fund Fund withdrawing from Hong Kong and the mainland stock market alone in May.It is the largest single -month record in four years.

In the same month, the largest asset category with the net inflow volume was a regional stock fund outside Asia, with a amount of 1.17 billion Hong Kong dollars, of which more than 80%flowed into U.S. stocks.The industry expects that as market uncertainty increases, the relevant trend will continue.

There is a huge gap between the flow of funds between the China -Hong Kong Stock Fund and the US stock fund, reflecting that some members of the Hong Kong MPF may have lost their confidence in the mainland and Hong Kong stocks. They first exchanged the Hong Kong dollar to the US dollar and then moved the Fund Fund away.

However, Huang Youjia, the chairman of the Jijin Bureau, pointed out at the blog last week that the total assets of Murakami have rebounded at the end of July and exceeded the 1 trillion Hong Kong dollar mark, reflecting the stable system and can withstand the fluctuations of the market.He called on migrant entities not to worry too much about short -term fluctuations and encourage them to actively manage MGF assets.

As of the end of last year, 62,900 strong fundical accounts with an asset of HK $ 1 million, an increase of nearly 40 % year -on -year.Therefore, do not look at the amount of MPF supply of 100,000 yuan per month. As long as you manage it well, you can accumulate a reserves as long as you manage it well and roll over the years as the basic guarantee of retirement.

In any case, as Pan Zhaoping, a member of the Legislative Council ’s labor community, did not make a system of unemployment security, causing people's hearts.The Hong Kong Government should set up an unemployment loan fund to help those in need to solve economic difficulties on the way to prevent illegal withdrawal of the MPF.