Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, and Construction Bank, etc., will reduce the listing interest rate of RMB deposit on Friday (December 22).After the adjustment, the three -year fixed deposit interest rate fell below 2%.
Comprehensive financial networking agency, financial community and 21 Economic Net reported that many Chinese state -owned banks have re -downgraded the deposit interest rate after more than three months, and the period of time deposits and large -scale deposit interest rates at different periods have been reduced.The extent varies, and the deposit period covers one year to five years.
Among them, the interest rate of the first -year and inside deposits and the total deposit of deposits is reduced by 0.1%, and the two -year -old deposit and whole deposit shall be reduced by 0.2%.The interest rate of the regular deposit was reduced by 0.25%.
After adjustment, the three -year fixed -deposit interest rate fell below 2%, from 2.2%to 1.95%.In addition, the three -month, six -month, one -year, two -year, and five -year regular deposit interest rate was adjusted to 1.15%, 1.35%, 1.45%, 1.65%, and 2.0%, respectively.
In addition to the state -owned bank, there are also shares to be reduced together on the same day.Among them, China Merchants Bank's one -year, two -year, three, and five -year full deposits and deposits were deposited with a regular deposit interest rate of 1.45%, 1.65%, 1.95%, and 2%.Before that, 1.55%, 1.85%, 2.2%, and 2.25%were respectively.
China ICBC, Agricultural Bank of China, Bank of China, CCB, and Bank of Communications and China Merchants Bank have updated the deposit interest rate.The adjustment interest rate for adjustment of the deposit is also the third time the above bank has downgraded this year.