Zhou Xiaochuan, the former president of the People's Bank of China, said that about 90 % of the retail transactions in mainland China have been digitized.
According to the China News Agency, the Hong Kong Financial Administration -International Settlement Bank High -level Meeting Welcome Dinner on Monday (November 27) in Hong Kong in the evening of the evening.speech.
Zhou Xiaochuan said that the digitalization of the payment system and the digitalization of the currency are the concepts of two sides. According to his observations, about 90 % of the retail transactions in mainland China have realized digitalization.Transaction method.The remaining 10 % work is to strengthen interoperability and formulate higher standards and rules in terms of safety, encryption and privacy protection.
Zhou Xiaochuan also mentioned the double -layer operation system of digital currency in China. Among them, the central bank is the first floor, and commercial banks, telecommunications operators, and third -party payment network platform companies are the second floor.Zhou Xiaochuan said that this is a system that improves service levels and promote innovation by competing.Under this system, digital currency attaches importance to the centralized management of central banks, which can not only improve the efficiency of the payment system, break the retail payment barriers, but also promote the interconnection between different payment products.
Zhou Xiaochuan also said that security is a key issue for the development of digital currency.China will strengthen the safety, privacy protection and interoperability of supervision of digital payment.
