Last month with her classmates, she talked about her child returned to Taiwan after reading her master's degree and bought a small suite of more than 17 million yuan (NT $ 750,000) in Taipei.There are nearly 60,000 yuan mortgage every month, and there are little salary. I feel that young people want to buy a house in the Greater Taipei area.
When our so -called fifth grade students (born after 1960) entered the society, the Taiwan economy took off and saw the age of "Taiwan's money flooding" (all money).The impact of network bubbles and financial tsunami, but as long as they work hard for 20 or thirty years, those who have their own houses now can most live a stable life.
However, the next generation faces a salary that is almost the same as us, but the price has risen several times, and buying a house is expected to reach.It is not necessary to work hard to work again in the younger generation. It is not easy to settle down.
After the Lunar New Year, under the drive of AI and TSMC, the Taipei stock market has soared all the way. At the end of March, 20,000 points have a record high.At that time, Ke Zhien, a legislator of the Kuomintang Kuomintang, asked in the Legislative Yuan. Chen Jianren, the president of the Executive Dean, suddenly asked Ke Zhien twice with a smile: "20,000 points in the stock market, do you not like it?" Ke Zhien believes that behind the 20,000 points of the stock market, it may represent greater poverty.The gap.
The Kuomintang legislator Li Yanxiu took the same words to ask Zhu Zemin, the head of the Executive Yuan. Zhu Zemin said, "I am not happy at all because I don't have stocks." This is exactly the voice of not holding TSMC shareholders.
The General General Office of the Executive Yuan announced on April 29th that the statistics of family wealth distribution in 2021 were announced. In 2021, the average family wealth per household was 16.38 million yuan, and the wealth of the top 20%of the families was as high as 51.33 million yuan, and the latter 20%of the family wealthOnly 770,000 yuan, the gap between the rich and the poor increased from 16.8 times the violence 30 years ago to 66.9 times.
The General Planning General Office explained that the above figure was estimated 30 years ago. This time, it is estimated to be based on big data. The statistical method is very different and it is not appropriate to compare.
From the perspective of the Gini coefficient, Taiwan is only 0.606, but if the previous 20%of the wealthy families hold from 49.71%to 62.68%.20%of the poor accounted for 0.94%of Taiwan's total assets, showing that the gap between the rich and the poor is indeed worsening.
Zhu Zemin also pointed out that the lowest 20%of the lowest financial liabilities of assets are as high as 4.05 million, showing that low -income families try to use financial leverage operations to increase assets, which has led to a significant increase in liabilities.
Financial scholars believe that low -income families borrow money to live, and high -income families borrow money for money. Although the government has increased social welfare expenditure in recent years, the government has increased social welfare expenditure "poverty", but the rich people use real estate to make wealth appreciate and value value -added and value value -added.Taxes for stock market capital are relatively loose.
China Trust Bank and Boston Advisory Company (BCG) announced the report on the wealth insight in Taiwan's ultra -high asset customer group at the end of March, saying that in 2023 Taiwan has about 110,000 customers with more than 100 million assets, with the asset size of 32 trillion yuan.Among them, 7,000 people belonged to the ultra -high asset customer group with more than 1 billion yuan, and the size of wealth reached 1.5 trillion yuan.
Report and estimate that the customer base with more than 100 million assets in 2027 will increase to 137,000, with an asset size of 46 trillion yuan, of which the number of assets over 1 billion yuan will increase to 8,000, assets will reach 220,000100 million yuan.Their annual wealth increased by 10 %, making the average person even more at reach.
Since the interest of the bank is below 2%for a long time, the passive ETF (Index stock fund), which is favored by Small Men in recent years, has just held a certain number of more than one or two for themselves.10,000 yuan.
On the occasion of the Taishi Electric Power in early March at the end of March, the two ETFs of the two -time pairing of the monthly dividend of high -interest kinetic energy ETF and the value of the Yuanda Taiwan value, high -interest and high -interest ETF, which raised 220 billion yuan in just one or two weeks.The mad wave of mortgage real estate and credit grabbing purchase forced the Taiwan Financial Supervision Commission and the Central Bank of the Central Bank to quickly warn.The central bank was said to be scared by this wave of money and quickly raised the interest rate to half -yard, and had to recover the funds.
Most people buy high dividend ETFs to obtain the revenue of class fixed deposit, but this wave of ETF is hot, but it is poured by the foreign capital of the card to eat tofu. The above two ETFs are still below the issue price.Experts also reminded that the ETF of the long -term stable dividend distribution should be. Now the proportion of the Dangchong is very high. Many passive funds have invested similar stocks, and the stocks are in high -end.
In addition, in order to enable young people to afford the house, the Taiwan government launched a preferential loan improvement plan for young people's peaceful houses in August last August.The house price index also reached a record high.
Experts are worried that real estate and stock markets will only worsen the gap between the rich and the poor. Today, even some middle class will be forced to join the capitalist game in order to ensure that the assets do not shrink.Can the house make young people turn over for a lifetime?
