The China Banking and Insurance Regulatory Commission issued 19 tickets on Friday (February 17). The five financial institutions were fined. The total fine was 38,789.966 million yuan (RMB, the same below, about 75.5217 million yuan).Among them, Construction Bank's fines are the highest.The fact that the five financial institutions that were punished this time involved the facts of illegal and illegal regulations involved the real estate field.Among them, Standard Chartered China has the most illegal and violations, with a total of 39 crimes.Construction Bank's penalties are also widely scheduled, with a total of 38 crimes.
According to the First Financial Report, the CBRC stated that five financial institutions including Bank of China, China Minsheng Bank, Bohai Bank, Construction Bank), Standard Chartered China and relevant responsible persons made administrative penalties in accordance with the law.
According to statistics, the above financial institutions have misappropriated loan funds, unreal statistical data, irregular affiliation review procedures, inconsistent service charges, and serious violations of prudent business rules, financial management business investment operationsIllegal acts such as non -compliance.
Among the five financial institutions that have been punished, the CCB has the highest amount of fines.The CBRC has confiscated illegal income and fined 73.415626 million yuan in the CCB, a fine of 125.5 million yuan in the branch agency, and a warning of the 9 responsible persons to warn and fined administrative penalties.10,000 yuan, a fine of 13.4 million yuan for branches.
The China Banking Regulatory Commission stated that the risk management and internal control effectiveness of the construction of the Bank of China and Standard Chartered China found that the above institutions have no quality and prices of service charges, and the loan management serious violations of prudent business rules and wealth management business.There are many violations of laws and regulations such as investment operations.
From the content of the disclosure of the ticket, banks, Minsheng Bank, and Bohai Bank have illegal acts such as loan funds are misappropriated, statistical data is unreal, and major affiliated transaction review procedures are irregular.
The China Banking Regulatory Commission stated that Bank of China, Minsheng Bank, and Bohai Bank are all related to private enterprises and small and micro -rescue.feedback.These institutions have illegal acts such as misappropriation of loan funds, unrealistic statistics, and unreasonable related affiliated transaction review procedures.
Specifically, the fines of 16 million yuan were fined the Bank of China head office, a fine of 16.8 million yuan was fined branches, and the two responsible persons were warned by the two responsible persons.Yuan, a fine of 23 million yuan in branch agencies and warning two responsible persons; fines of 4.3 million yuan in the Bohai Bank's head office, a fine of 12.3 million yuan in branch agencies, and warning of a responsible personnel.
Reports pointed out that the fact that the five financial institutions that were punished this time involved the facts of illegal and illegal and violations involved the real estate field.Among them, Standard Chartered China has the most illegal and violations, with a total of 39 crimes.Including illegal issuance of real estate loans, requiring personal housing mortgage loan customers to sign before signing the contract, violating the real estate industry policy, mortgage loans have not strictly implemented the down payment ratio, interest rates, etc.
The construction bank's penalties are also very wide, with a total of 38 crimes, including illegal issuance of real estate loans, illegal borrowing and selling wealth management products; illegal regulations have achieved false assets for false assets.
The Bank of China involves seven crimes, including small and micro -enterprise loan funds, which are misappropriated in the real estate sector, loan funds are misappropriated in the securities market, and issued personal business loans to bank employees and civil servants.
Minsheng Bank was imposed on the real estate sector and small and micro enterprise loan funds for small and micro enterprise loan funds.
Bohai Bank involves five crimes, including small and micro -enterprise loan funds to be misappropriated to purchase wealth management products and issue commercial mortgage loans illegally.
The CBRC said that in the next step, administrative penalties will be strictly implemented in accordance with the law, serious market discipline, regulating market order, safeguarding the legitimate rights and interests of financial consumers, urging bank insurance institutions to operate compliant operations, stable development, and help financeServe the real economy and firmly hold the bottom line that does not occur without systemic financial risks.
