China Tianjin issued documents on Wednesday (December 21), stipulating that the down payment for the second set of housing to buy a second set of housing for provident fund loans will be implemented from December 26, 2022.The monthly 25th was abolished.
According to the surging news report, Tianjin Housing Provident Fund Management Center introduced that Tianjin adjusted the minimum down payment ratio of the second set of housing provident fund loans, which was consistent with the Tianjin commercial housing loan, which facilitated employees to apply for a portfolio loan.
The document also proposes that employees apply for withdrawal of housing provident funds to pay for rent and meet the withdrawal conditions, and the withdrawal funds will be transferred to the employee's bank savings account on a monthly basis.This relaxes the frequency of rent extraction, and the housing provident fund withdrawn from the rental housing is adjusted from quarterly to the monthly withdrawal.
The document also stipulates that for the Tianjin depositors who raise two children and more children in the minor and more children, if they meet the conditions of the housing provident fund withdrawal of housing provident fund, the housing provident fund can be withdrawn in accordance with the actual rent expenditure.Earlier, Tianjin did not specifically withdraw a housing provident fund policy for multi -children's family rental housing.
In addition, if the multi -child family applies for the personal housing provident fund loan to purchase the first house of the family, the maximum loan limit is based on the unified loan limit of Tianjin.Nourishing the second child and more children of the minor refers to raising two or more children and at least one child minor.Earlier, Tianjin did not specifically aimed at the highest limit on the maximum amount of provident fund loans for multi -children's family. The maximum limit of the first home loan was unified by 800,000 yuan; after the adjustment, the maximum limit increased to 960,000 yuan.
At the same time, if Tianjin pays the employees who apply for a personal housing provident fund loan to purchase the second home of the family, it shall pay a down payment of no less than 40%of the housing transaction price.Before the adjustment, the minimum down payment ratio of the second set of housing loans was 60%.
