In order to boost the sluggish property market, China has launched policies in many places, allowing housing provident funds to be used as a down payment, which is intended to accelerate the pace of entering the market.

Ya'an, Meizhou, Shanwei, Zhuhai, Chaozhou, Huizhou, Zhongshan, Fujian, Quanzhou, Nanping, Zhangzhou, Longyan, Anhui Chizhou, Liu'an, Huainan, and Qingdao in Qingdao in Shandong, Zunyi, Shenyang, Liaoning, and Guizhou.

Among them, Qingdao, Shandong, issued a notice on August 31. It is clear that the purchase of new commercial houses in the administrative area of Qingdao can applyThose who buy their first self -living houses will support buyers and their direct relatives to withdraw their housing provident funds to pay the first payment of house purchase.

Reported that after the implementation of the New Deal, the policy results began to appear.According to the data disclosed by Qingdao Housing Provident Fund Management Center on October 8, the new policy of the housing provident fund payment of housing funds will be withdrawn for one month.4.73 million yuan (RMB, the same below, about S $ 925,000) pays the first payment payment.

Huainan, Anhui, which also supports the provident fund for down payment. From May 24th, after issuing related policies to July 25, the Fengtai Branch of the Municipal Provident Fund Center handles a total of 12 support employees withdrawn from the provident fund to purchase the down payment. The amountIt reached 1.445 million yuan, and 48 new loans were added to a total of 17.942 million yuan, which directly pulled the housing consumption of 33.4787 million yuan.

The report quoted Zhang Bo, the dean of the 58 Anju House Real Estate Research Institute, said that in the past, the provident fund of most cities in the past should be withdrawn. Generally, the loan is generally used to return the principal or reaches the monthly supply.It is clear that the provident fund can be used as the first payment of house purchase, which reflects that the provident fund has more convenience at the level of use, which can play a role of provident fund more, and release some precipitated, unused provident fund for a long time.

He pointed out that such policies have enhanced the payment capacity in the actual home purchase process, and will also accelerate the pace of the first set of newly -needed groups to enter the market, and can also increase the usage rate of provident fund as a whole.

Chen Xiao, a senior analyst of Zhuge Finding Data Research Center, believes that from the perspective of urban distribution, cities that have introduced the policy are mainly third and fourth -tier cities, supplemented by some weak second -tier cities.After multiple rounds of policy loosening, in fact, the booster effect on the market is limited, and the market needs to be more substantial and strongly blessed.

He pointed out that from the perspective of policy means, the provident fund policy, as an important means of policy adjustment since this year, has increased from the initial increase of the amountA advanced process, the support for buyers is greater, and releases the more flexible and loose policy orientation in the use of provident fund in the future.

Chen Xiao said that from the perspective of the effect, the policy is of great significance to properly reduce the cost of buyers 'house purchase costs and further alleviate the pressure of buyers' home buying funds.Buyers' property emotions, promoting rigid and improving housing demand release.