Taiwan's new Qing'an policy has pushed the high -property market to buy a high property market, but it has also led to the approval of the loan amount approved by various banks to approach the legal restrictions, which makes the people's loan difficulty and triggers people's grievances.Taiwan Lai Qingde frankly said that financial institutions were "too far" during the incident.
Comprehensive reports from Taiwan joint newspapers and Feng Media reports that the Taiwan government launched the new Qing'an policy in the second half of last year, increasing the number of people applying for a housing loan to 10 million yuan (NT $, the same below, 410,000 410,000Xinyuan), the period of repayment was extended to 40 years.
After this policy was launched, the Taiwan property market was pushed to an unprecedented height.EssenceIn order to avoid exceeding regulatory restrictions, banks have begun to restrict lending and no longer actively accept new mortgage applications, the so -called "loan restriction order".
However, Lai Qingde explained in an exclusive interview with Yaqin on Sunday (September 1) that "there is no loan limit order" just because the law stipulates that the bank's financing of real estate cannot exceed 30 assets of its own assets 30%, The central bank reminded all banks to pay attention and be careful.
He also admits that the financial bank is "too properly" during the incident. In theory, the people who have signed a contract or the first house purchase should be led.Executive Dean Zhuo Rongtai will find Yang Jinlong, president of the central bank, to learn about the matter.
Zhuo Rongtai previously pointed out on August 28 that only measures to prevent the abuse of new Qing'an mortgages were "restricted order".Recently, the central bank will be invited to discuss the current plan, hoping to make a decision to make everyone feel at ease before September 6.
Yang Jinlong Monday (September 2) convened the eight major public shares for discussions.After listening to the general manager's current loan restriction problem, Yang Jinlong made two major instructions. First of all, we must meet the loan needs of the first buyers. Each financial institution also has a consensus to give the quota priority to the first purchaser and the new.Qing'an; Second, the dispute over the public's complaint must be treated and explained flexible to avoid making more misunderstandings.