Hong Kong Baocheng on Thursday (January 4) released the "Guo Cheng Financial Health Index" adjustment result. The overall score is 53.1 points, reflecting that Hong Kong people are more confident in the current financial security, but long -term financial freedomThere are relatively little confidence in planning.Among them, the future financial freedom and security of 18 to 35 are the lowest, with 43%of the financial burdens.
According to the Sing Tao Daily, Feng Weicheng, the chief product management director of Baocheng, said that the above survey reflects that Hong Kong people have a higher sense of financial security in the current and future financial security.However, even if Hong Kong people have a clear goal, it is really difficult to enter complete financial freedom.In addition, many people have to budget 52%of monthly income as daily expenses, so they will pay more attention to the current financial situation than future needs. This may prevent them from achieving financial goals and lead to little confidence in retired financial conditions.
Feng Weicheng also said that with the age of the interviewees, concerns will be changed from the healthy of their parents to the external factors. Among the people 50 to 60 years old, 57%will worry about the quality of personal life.56%are worried about housing expenses and 51%of the economic environment. It can be seen that early planning finance becomes very important.
In terms of other ages, the future financial freedom and security of people aged 18 to 35 belong to the lowest of all ages, including 43%of the financial burden and 26%of the exempted savings target.On the contrary, even if older interviewees have to pay homes and parenting expenses, they will undoubtedly reduce savings, but the financial optimism scores from 36 to 49 and 50 to 60 will have 52.4 points and 55.1 points, which are from 18 to 35 years old.51.9 is high, mainly because interviewees over 50 years old have accumulated a certain amount of wealth without supporting parents or children.
