The Hong Kong Deposit Conservation Committee issued a public consultation document on Thursday (July 13), saying that the planned limit of the deposit guarantee was raised from the current 500,000 Hong Kong dollars (the same below, about 84,700 yuan) to HK $ 800,000.From now on, public consultation is three months.
According to the Hong Kong News Agency, the Hong Kong Deposit Security Commission (deposit guarantee) put forward multiple optimization suggestions, including increasing the deposit guarantee to HK $ 800,000, so that more bank depositors can get full guarantees.The ratio has increased from the current 89%to 92%.
In addition, in order to respond to a high guarantee amount, the establishment of the establishment of the establishment of the deposit insurance plan will be charged again.When the bank is merged, it provides six months of additional deposit guarantee for the affected depositors.
The Stock Insurance Association believes that optimization suggestions will help confirm the preservation of the insurance plan to continue to meet international standards and closely stick to the latest development of Hong Kong.When the guarantee will determine the guarantee amount, different factors have been considered, and they strive to achieve a balance between strengthening protection and controlling costs.
The deposit guarantee will be an independent institution and is responsible for the operation of the management of the deposit guarantee plan.The deposit plan provides legal effects to provide legal effects in the deposit stored in the planned member bank. Once there is a bank closure, it will compensate the depositors holding a qualified deposit.
