China has reported to consider relaxing the policy of buying a house in first -tier ci

(Beijing News) In order to boost real estate demand and stabilize market expectations, people familiar with the matter said that China considers to relax the strict regulation policy of the current residential market in the first -tier cities.

According to Bloomberg, the regulatory authorities are considering adjusting the restrictions on mortgage restrictions in first -tier cities. The possible options include "only recognition of houses or not recognizing loans" -they loan or not, as long as there is no real estate in the current name, you can have no real estate.Enjoy the down payment ratio and interest rate discount on the first mortgage loan.It is unclear whether this policy option will eventually be adopted.A person familiar with the matter said that some large banks recently submitted corresponding data and feedback to the regulatory authorities.

The People's Bank of China and the Ministry of Housing and Urban -Rural Development have not immediately comment.

Earlier, in order to cope with the rapid rise in house prices, China's first -tier cities have adopted a housing mortgage loan policy of "recognizing and recognizing loans" to restrict buyers' ability to leverage funds.For example, Beijing announced in March 2017 that the implementation of "recognition of housing and recognizing loans". As long as you have loans to buy a house, whether or not you pay off, you will face higher down payment ratios and loan interest rates according to the second set of housing policies purchased. Among themThe ratio of the housing payment is not less than 80%.

After a short -term expansion in the first quarter, the Chinese real estate industry has shrunk again in the second quarter and drags economic growth.Although the Chinese government introduced a plan to stimulate residents' consumption and extended the relevant policy period for financial support for the development of the real estate market, economists said that the measures of measures were not enough to bring significant results.

The central bank officials stated at the press conference held this month that the supply and demand relationship of the real estate market had changed profoundly, and the policy of policy in the past in the past has been introduced in the past long -term overheating phase.