China optimizes housing provident fund policy in many places to increase the increase

China further optimizes the housing provident fund policy on the basis of the original policy, and the loan amount of multiple children's families can be further enhanced.

According to the surging news Sunday (March 26), according to incomplete statistics, since mid -March, there have been Jiangsu Nantong, Jiangsu Lianyungang, Ma'anshan, Anhui, Luzhou, Anhui, Zhejiang Lishui, and Meizhou, Guangdong, Anhui Bengbu, Jiangxi Ganzhou, Yunnan Yuxi, Zhuzhou, Hunan, Shenzhen, Guangdong, etc. announced the adjustment of housing provident fund loan policies.

In cities that have introduced the new provident fund, some cities have raised the amount of provident fund loan to one million yuan (RMB, about S $ 194,000), and some areas are allowed to further increase the loan amount in some areas.

Shenzhen regulations, for those who have two children who have two children (at least one child minor) who use provident fund loans to purchase their first house, their highest amount of provident fund loan can float by 30%;The above -mentioned multi -children families use provident fund loans to purchase their first houses, and the purchased houses are green buildings with green building evaluation standards. The maximum amount of provident fund loan can be floated by 40%.

Jiujiang, Jiangxi, is clear that the family of two children, buying the first self -living housing application for housing provident fund loans, the maximum loan limit is based on the maximum limit of the housing provident fund loan of Jiujiang CityFamily, purchase the first home -to -housing application for housing provident fund loans, and the maximum loan limit is up to 20%on the basis of the maximum limit of housing provident fund loans.

For the new policy of provident fund, Zhang Bo, dean of the 58 Anjuke Research Institute, pointed out that the overall effect should be based on the fundamentals of the city.The effect is relatively limited.For third- and fourth -tier cities with a balanced fundamental supply and demand, due to the high percentage of housing funds, the increase in the total amount of provident fund loans will play a significant catalytic role.It is expected that some cities will follow up the amount of loans to increase, and the number of cities with a amount of millions of cities will increase further, but the effectiveness of the policy will still differentiate according to the different fundamentals of the city.