The Department of Investigation and Statistics of the People's Bank of China released a number of surveys on Tuesday (December 27), showing that the resident income confidence index this season was 44.4%, a decrease of 2.1 percentage points from the previous quarter;62.8 %, an increase of 1.8 percentage points from the previous quarter; but only 14 % of residents expected to "rise" for the next quarter.
According to the China Fund report, according to the reporting report of the urban storage households issued by the central bank, the revenue experience index this quarter was 43.8 %, a decrease of 3.2 percentage points from the previous quarter.Among them, 10.8 % of residents believe that the income is "increased", a decrease of 1.3 percentage points from the previous quarter, and 65.9 % of the residents believe that the income is "basically unchanged", a decrease of 3.8 percentage points from the previous quarter.5.2 percentage points from last season.The income confidence index was 44.4 %, a decrease of 2.1 percentage points from the previous season.
The employment experience index this season was 33.1 %, a decrease of 2.3 percentage points from the previous quarter.Among them, 8.9 % of residents believe that "the situation is good and the employment is easy", 42.0 % of the residents believe that "general", 49.1 % of residents believe that "the situation is severe, difficulty in employment" or "inaccessible".The employment expectation index was 43.0 %, a decrease of 2.4 percentage points from the previous season.
The expected price index of the next quarter was 62.8 %, an increase of 1.8 percentage points from the previous quarter.Among them, 31.2 % of residents expect prices to "rise" next quarter, 48.1 % of residents expect "basically unchanged", 8.7 % of residents are expected to "decline", 12.1 % of residents are "inaccessible".For house prices next quarter, 14 % of residents expect to "rise", 53.7 % of residents expect "basically unchanged", 18.5 % of residents are expected to "fall", and 13.8 % of residents are "not sure."
In terms of consumption, savings and investment willingness, residents who tend to "more consumption" account for 22.8 %, which is basically the same as the previous season; residents who tend to "more savings" account for 61.8 %Increased 3.7 percentage points; residents who tended to "more investment" accounted for 15.5 %, a decrease of 3.7 percentage points from the previous quarter.The first three investment methods that residents prefer are: "banks, securities, insurance companies' wealth management products", "fund trust products" and "stock", and the proportion of residents who choose these three investment methods are 44.1 %, 20.4 % and 14.7 respectively%.
When asking the project that prepares to increase expenditure in the next three months, the proportion of residents from high to low is sorted: medical care (29.6 %), education (27.9 %), social culture and entertainment (18.5 % 18.5 %), Large goods (18.5 %), house purchase (16.0 %), insurance (15.0 %), tourism (13.3 %).
The urban storage household questionnaire survey is a quarterly investigation system established by the People's Bank of China since 1999.Each season surveyed in 50 (large, medium, small) survey cities and 400 bank outlets randomly selected 50 stores, and a total of 20,000 storeders across the country were used as survey targets.The survey content includes four aspects: overall judgment, savings and liabilities, consumption status, and basic situation of storeders.
The results of the questionnaire survey of the People's Bank of China entrepreneurs in the fourth quarter of 2022 showed that the entrepreneur macroeconomic heat index was 23.5%, a decrease of 3.4 percentage points from the previous quarter, a 13.7 percentage point decreased from the same period last year.Among them, 53.7%of entrepreneurs believed that the macro economy was "cold", 45.5%considered "normal", and 0.8%considered "hot".
The business boom index was 46.6%, a decrease of 1.5 percentage points from the previous season, a decrease of 10.2 percentage points from the same period last year.Among them, 14.8%of entrepreneurs believed that the business status of the enterprise this quarter was "better", 63.7%considered "general", and 21.6%considered "worse".The profit index was 50%, which was the same as the previous quarter, a decrease of 7.3 percentage points from the same period last year.Among them, 30.0%of entrepreneurs believed that it was "increasing profit or loss" than the previous quarter, and 40%believed that "the profit and loss remain unchanged", and 29.9%believe that "increasing losses or reduced profits".
Entrepreneur questionnaire survey is a quarterly survey established by the People's Bank of China since 1992.The survey object is more than 5,000 industrial enterprises across the country (except Tibet). The survey content mainly includes seven aspects of the company's overall production status, production factors, market demand status, capital status, cost and benefits, investment status and other aspects.Essence
The bank questionnaire survey report in the fourth quarter of 2022 shows that the bank's macroeconomic heat index was 17.4 %, a decrease of 2.5 percentage points from the previous quarter.Among them, 33.2 % of bankers believe that the current macroeconomic "normal" is 4.2 percentage points decreased from the previous quarter; 66 % of bankers believe that it is "cold", an increase of 4.6 percentage points from the previous quarter.In the next quarter, the bank's macroeconomic heat expectation index is 29.3 %, which is higher than 11.9 percentage points higher than this season.
The overall demand index of the loan was 59.5 %, an increase of 0.5 percentage points from the previous quarter, and a decrease of 8.2 percentage points from the same period last year.From the perspective of the branch industry, the manufacturing loan demand index was 62.2 %, an increase of 1.6 percentage points from the previous quarter; the infrastructure loan demand index was 60.6 %, a decrease of 0.7 percentage points from the previous quarter;The season rose by 0.8 percentage points; the loan demand index of real estate enterprise was 43.7 %, an increase of 3.1 percentage points from the previous quarter.
The monetary policy experience index was 68 %, a decrease of 4.4 percentage points from the previous quarter, an increase of 13.9 percentage points from the same period last year.Among them, 38 % of bankers believed that monetary policy was "loose", a decrease of 7.9 percentage points from the previous quarter; 60 % of the bankers believed that the monetary policy was "moderate", an increase of 7 percentage points from the previous quarter.For the next season, the expected index of monetary policy experience is 69.6 %, which is 1.6 percentage points higher than this season.
The banker questionnaire survey is a quarterly survey established by the People's Bank of China in 2004.The survey adopts a combination of comprehensive investigation and sampling survey to adopt a comprehensive investigation of various banking institutions at or above the municipal level in China to adopt a layered PPS sampling survey for rural credit cooperatives. A total of about 3,200 banking institutions in various types of banks are investigated across the country.The survey targets are headquarters headquarters of various banking institutions (including foreign -funded commercial banking institutions) across the country, and the president of its primary branches, the president of the second -level branch or the deputy president of the competent credit business.
