China has introduced measures to stabilize real estate development loans, and treat various types of real estate companies such as state -owned and private.
According to the China News Agency, the People's Bank of China issued a news on Wednesday (November 23) that the central bank and the China Banking Regulatory Commission issued a notice on the current financial support of the real estate market.Real estate financing, including 16 measures in the six aspects, stabilize real estate development loans.
The notice proposes that "two are not shaken", and are colleagues for various real estate companies such as state -owned and private.Encourage financial institutions to focus on supporting the steady development of real estate companies with improved governance, focusing on the main business, and good qualifications.Financial institutions should reasonably distinguish the risks of project subsidiaries and the risk of group holding companies, and meet the reasonable financing needs of real estate projects in accordance with the principles of market -oriented.
At the same time, support the project organizer and the merchandise loan model, strengthen loan approval, issue, and recover the full process management, and effectively ensure the security of funds.
Notice said that on the basis of national policy, localities have implemented differentiated housing credit policies, reasonably determine the down payment ratio of local personal housing loans and lower loan interest rate policies to support rigid and improving housing demand; Support financial institutions to optimize new citizens 'housing financial services, reasonably determine the standards for new citizens' first sets of personal housing loans for new citizens, and carefully evaluate the credit level of new citizens by multi -dimensional scientific scientific science and improve the convenience of loans and repayment.
Notice also requires that developing policy banks provide special borrowings for "insurance delivery".Support National Development Bank and Agricultural Development Bank in accordance with relevant policies, in accordance with relevant policies, and to issue special borrowings of "insured diplomatic relations" to borrowing subjects in accordance with laws and regulations.House -to -residential projects are difficult to deliver housing projects to accelerate construction and delivery.
