More and more cities in China have issued a new provident fund policy. It is clear that direct relatives can withdraw housing provident funds to help buyers pay housing or repay housing loans.
According to the surging news reported on October 9, according to incomplete statistics, since this year, China has issued a new provident fund loan policy in more than 30 cities in China., Implement the "one person to buy a house for the whole family".
The above cities include Hunan Shaoyang, Chaozhou, Guangdong, Qinhuangdao, Hebei, Zhuhai, Guangdong, Ganzhou, Jiangxi, Cangzhou, Hebei, Chizhou, Anhui, Chuxiong, Yunnan, Tangshan, Hebei, Hubei Xianning, Fujian Quanzhou, Ma'anshan, Anhui, Shenzhen, Guangdong, Hainan, Henan Xinyang, Ningxia Wuzhong City, Zhejiang Huzhou, Lianyungang, Jiangsu, Taizhou, Zhejiang, Dingxi, Gansu, Sichuan Suining, Anhui Luzhou, Shanwei, Guangdong, Yinchuan, Ningxia, Ziyang, Sichuan, Sichuan Mianyang, Shenyang, Liaoning, Shaoxing, Zhejiang, and Shandong.
Taking Mianyang, Sichuan as an example, on September 28, Mianyang issued a notice of the Office of the People's Government of Mianyang City on further promoting several measures to further promote the stable and healthy development of Mianyang's real estate market.Intergenerational assistance, that is, "one person to buy a house for the whole family."From the date of the implementation of this measure to June 30, 2023, the employees of the employees of the normal deposit housing provident fund in Mianyang City will be newly purchased from the residential housing in the area of Mianyang City.) The housing provident fund is used to pay the first payment of the house and repay the housing provident fund loan.
The Press Office of the People's Government of Shenyang City, Liaoning Province also held the "Shenyang Periodic Supporting Family Assistance to Employees Mutual Fund Policies Policy Policy Policy Policy Policy for Family Aid" on September 29.As mentioned at the meeting, the Shenyang Housing Provident Fund Management Center decided to adjust the housing provident fund withdrawal policy in stages and support employees' family mutual aid housing.
The Housing and Urban -Rural Development Bureau of Ziyang City, Sichuan Province, published an article entitled Multimetless and promoted the steady development of the real estate market on September 26.According to the article, Ziyang City will implement intergenerational assistance between the provident fund family.Paying employees purchase self -occupied housing in the administrative area of Ziyang City, and can apply for withdrawal of parents or children's housing provident fund for payment of house purchase funds; pay the employee and parents or children in the administrative area of Ziyang CityLoans are not subject to restrictions on the share of the property rights of the house.
Liang Nan, an analyst of Zhuge Finding Data Research Center, pointed out that the introduction of such policies is mainly due to the slow restoration process of the Chinese property market and the repeated epidemic situation.The city's policy adjusts the property market policy moderately, and the economic pressure of the buyer is shared through the help of the relatives of the direct system, repairing the purchasing power of residents from the demand side, and helping the residents to boost the emotions of house purchases, providing a adjustment example of the adjustment of the national provident fund policy.Innovation.It is expected that some cities with low prosperity in the property market are expected to follow up with such policies to promote market expectations.
