The Ministry of Human Resources and Social Security of China announced on Friday (November 25) that the personal pension system was the first to implement in 36 cities from now on.
Comprehensive Xinhua News Agency and China News Agency reported that 36 pension systems or regions include Beijing, Shanghai, Guangzhou, Xi'an, Chengdu, etc.
Personal pension is a supplementary pension insurance system for Chinese government policies, voluntary participation, and market -oriented operations.Workers who participate in the basic endowment insurance of urban employees in China or the basic endowment insurance for urban and rural residents can participate.
According to the personal pension implementation of the personal pension earlier this month, participants participated in personal pensions, and they should pass the national social insurance public service platform, national human resources and social security government service platform, electronic social security card, 12333App on palm 12333APPWait for the national unified online service entrance or commercial bank channels to open a personal pension account on the information platform.After that, choose a prescribed commercial bank to open or designate the only personal pension account account.
After the two accounts are opened, you can pay the fund account and purchase personal pension products, pay the upper limit of 10,000 yuan (S $ 2,300), and you can enjoy tax and fees.Can be purchased including savings deposits, wealth management products, commercial pension insurance and public fundraising funds. The specific financial products are determined by the financial regulatory authorities and will be announced.
The first batch of financial institutions that launch personal pension business, including six large state -owned commercial banks, 12 joint -stock banks, five urban commercial banks, 11 wealth management companies, 14 securities companies, seven independent independenceFund sales agencies and 6 insurance companies.
Participants have reached the age of receiving basic pensions, or completely losing their ability to work, settling abroad or departure, and other situations stipulated by the state in order to receive personal pensions.After the participants die, the assets in their personal pension funds account can be inherited.
China's official request must do a good job of publicizing and implementing personal pension publicity and implementation of personal pensions in the advanced cities or regions, and timely discover and properly handle the situation and problems encountered in advance work, summarize the first experience, to in orderPersonal pensions are fully implemented to implement a good foundation.
