The People's Bank of China announced on Monday (August 22) that the lowered interest rate (LPR) of the loan market was reduced, which means that the cost of buying a house was reduced.Analysts believe that this will promote more buyers who need to enter the market.
The People's Bank of China announced on the official website that the five -year LPR as the reference of the housing loan quotation was reduced by 15 basis points to 4.3%.The central bank also reduced the five -year LPR in May by 15 basis points.
According to China Surging News, Yan Yuejin, the research director of the Think Tank Center of the Easy House Research Institute, said that the LPR downgrade was in line with market expectations, but the 15 base points at 15 rates were slightly exceeded.Reduce the guidance and urgency of the cost of medium and long -term capital.
Lu Qianlin, research director of the 58 -58 Institute of Anthology, believes that after several interest rate cuts, the loan expenses of home buyers will have a significant decrease in the market.Back to warm.
Jiang Han, a senior researcher at Pangu Think Tank, said that the decline in LPR can reduce the pressure on the overall loan repayment of mortgages, and can also stimulate the rigid demand of the housing market, enhance the activeness of the property market, promote the moreThe newly -needed buyers have further entered the market.
Li Yujia, chief researcher at the Housing Policy Research Center of the Guangdong Provincial Urban Rules Institute, also believes that the interest rate cut has a relatively large promotion effect on rigid demand and improved demand and demand for housing.
