The Bank of China Insurance Supervision and Administration Committee once again responded to the "bad tail building" to stop loan to stabilize the market confidence and promise to "more powerful" to promote the work, including guiding banks to promote the project to resume work as soon as possible.building".
The relevant person in charge of the Banking Insurance Regulatory Commission made a voice reported through the insurance of Bank of China on Sunday (July 17) in the evening, emphasizing that at the end of June, an owner's suspension of mortgage incidents occurred in a real estate in Jiangxi and attracted public opinion.The Ministry of Construction, the Central Bank and other departments cooperate together to support localities to more effectively promote the work of "keeping traffic, protecting people's livelihood, and stable stability".
This is the second time the CBRC has spoiled the "stop loan" incident in a week.Compared with the first statement of last Thursday (14th), Sunday responded to the relevant work steps in detail.
The Banking Insurance Regulatory Commission has made it clear that bank insurance institutions should actively fulfill their responsibilities, take the initiative to take social responsibilities, and do everything possible to promote the "insured property".The Banking Insurance Regulatory Commission guides banks to actively participate in the research on solution to the hard shortages of funds, do a good job of credit offering of specific conditions, and assist in promoting the rapid resumption of projects, early resumption of work, and delivery early.
In addition, the China Banking Regulatory Commission has also promoted financial institutions to strengthen communication with customers to protect the legitimate rights and interests of financial consumers in accordance with the law; at the same time, it effectively meets the reasonable financing needs of real estate enterprises, strongly supports the construction of rental housing, etc., and strives to maintain the real estate market smoothly and orderly.
The China Banking Regulatory Commission: The real estate model new and old conversion "important opportunities"
The person in charge said that dealing with the current problems is an important opportunity to realize the new and old conversion of the real estate model."We believe that under the guidance of the party committee and government, with the joint efforts of relevant parties, these difficulties and problems can be reasonably resolved."
The Chinese property market has continued to be sluggish this year. Data released by the National Bureau of Statistics last Friday (15th) showed that the real estate development investment, commodity housing sales and sales in the first half of the year fell.Hundreds of real estate owners have recently stopped paying mortgage due to the "rotten" of the real estate suspension, which worsen the snow market that is weak.
The open source platform GitHub showed that the "Notice of Discover Loaning Notice of Rotten Terra Building in various provinces and cities nationwide" based on public information, as of 8 pm last Sunday, a total of 304 real estate owners in 25 provinces and cities issued a collective suspension notice.In Henan Province, which has the largest number of real estate, 59 projects have been suspended, and 32 real estate in Hunan Province ranked second.
Huang Tao, general manager of Guangdong Central Plains Real Estate Project Department, was judged during an interview with Lianhe Morning Post. At present, the suspension of loan incidents is concentrated in second- and third -tier cities. Most of them are small real estate companies, and the overall risk is still controllable.However, the reasons for the "rotten" of real estate in various places are different. It is difficult to generalize. It is expected that this storm will take a while to solve it. In particular, local governments and financial regulatory authorities need to work together.
Xi'an, which has revealed 20 rotten real estate, issued a notice of the local housing, urban and rural construction bureau, financial work bureau and other departments last Thursday (14th), requiring all pre -sale funds for commercial housing to deposit directly into the special supervision account forRegulatory, banks should be responsible for corresponding responsibilities.
Huang Tao added that in the second instance judgment of the "Rotten House" lawsuit in February this year, Zhejiang Jiaxing Court judged that the owner did not need to continue to pay bank loans."This kind of judgment is rare in the past, but this round of suspension may force all parties to improve relevant laws and strengthen fund supervision; if the storm can be properly resolved, it will help promote the long healthy development of the mayor of China." (Reporter is Lianhe Morning News Shanghai Special Commissioner)
