Beijing Special Commissioner
China's "bad tail building" has continued to ferment loan, and caused collective rights protection incidents of home buyers. Xi'an, Shaanxi first issued a policy to respond to mandatory suspension of loan.Interviewed analysts predict that more cities will take measures under the requirements of the central government's "keeping diplomatic building, living people's livelihood, and stable stability" to prevent the "rotten tail building" evolved into society instability.
Buyers in many places in China have recently been delivered due to the postponement of real estate projects. Regardless of personal credit, they have announced the suspension of repayment of mortgages.
According to "Hong Kong 01", in Xi'an, where the "bad tail building" issue, a large number of home buyers went outside the local Banking Insurance Regulatory Bureau on Thursday (July 14) and requested the official investigation bank to lend to developers in violation of regulations.
The bitter group forcibly suspend the loan of Xi'an to take the lead in responding to policies
This is a recent collective rights protection incident in China after the "difficulty of withdrawal" of Henan Village Bank.The video circulating on the Internet shows that buyers hold protest slogans and shout "illegal lending and forced loan."
The project named "Shimao · Bright City Phase II" is one of the many "rotten tail buildings" in Xi'an.Because the developer was unable to pay the house after the deadline, the buyer decided to stop paying a mortgage from the bank from July.The owner pointed out that the funds for house purchase were misappropriated, causing the project to stop work, and failed to deliver the house payment time agreed in the contract.
After the collective rights protection incident of the "bad tail building", the Xi'an Housing and Urban -Rural Development Bureau and the Xi'an Financial Work Bureau and other departments were urgently issued a notice of work measures to prevent commercial housing extension of incremental delivery on the 14th.
Yan Yuejin, director of the Think Tank Center of the Easy House Research Institute, pointed out that after the recent "bad tail building" owner holding a group forced loan incidents, Xi'an is the first city in the country to introduce policies.
Report: The amount of loans involved in rotten tail buildings reached 310 billion yuan
The notification requires that the pre -sale funds of commercial housing shall be stored directly into the special regulatory account for supervision; the bank must consolidate responsibilities. If it violates the pre -sale fund supervision agreement, it shall be responsible for recovering the funds;
Economic Observation Network reported that according to incomplete statistics, about 150 owners of the work or rotten projects in various parts of China have recently issued a notice of suspension of loan, involving Zhengzhou, Changsha, Wuhan, Xi'an and other cities.
ANZ (ANZ) estimates in a report that China's loan amount involved in rotten real estate projects is as high as 1.5 trillion yuan (S $ 310 billion).
Stable "work.Although major banks have issued announcements, emphasizing that the overall size of house loans involving risk risks and controlled risks are controllable.However, the stock price of Chinese real estate developers continued on Friday (July 15).
Analysis believes that China's real estate industry has fallen into a trough, developers have entered the era of "slow weekly turn", and the economic growth under the tension of capital chains has slowed down economic growth, the re -work of enterprises is affected, the housing companies' illegal misappropriation of funds, and the supervision of supervision is gradually exposed.Essence
Analysis: The property market is still adjusted to the cycle for compulsory loan is just the opening
Lu Wenxi, an analyst at Shanghai Zhongyuan Real Estate Market, said in an interview that the problem of pre -sale funds for real estate is the main reason for the "rotten tail building".
He pointed out that the Chinese property market is still in the adjustment cycle, and many real estate companies' debt has been fulfilled. The rotten tail project has been exposed one after another."" ".
Xie Dongming, director of the Research Director of the Greater China of Singapore Overseas Chinese Bank, pointed out in an interview: "Real estate companies have been restrained by the" Three Red Line "in the past year, facing a lot of liquidity pressure, and the situation of disassembling the east wall and west walls."He believes that the tide of mandatory loan opening has opened the crisis of the mobility of housing companies into a channel for the banking crisis.
Xie Dongming said that the owners of the Rotten Terrier forced Loan have become group incidents and are also national incidents. Owners from various places are learning. They may have a snowball effect. Supervisory departments, banks, and real estate companies need to needPlaying their respective roles to solve this crisis, prevent it from becoming systemic risks, and shake social stability.
