Recently, the owners of many places have attracted widespread concern due to the incident of post -loan repayment announced by real estate. In response, the person in charge of the relevant departments of the Banking Insurance Regulatory Commission responded today, saying that it will guide the marketization of financial institutions to participate in risk disposal, strengthen the housing construction department, China China, ChinaThe work of the People's Bank of China supports local governments to actively promote the work of "keeping diplomatic relations, protecting people's livelihood, and stable stability".
The CBRC responds to the "suspension of loan" incident: Guide the marketization of financial institutions to participate in risk disposal
The person in charge of the relevant departments of the Banking Insurance Regulatory Commission said that recently paying attention to the extension of the delay in the property of individual housing enterprises. The key to this incident lies in the "guarantee of the property" and the CBRC attaches great importance to this.In the next step, the China Banking Regulatory Commission will continue to implement the decision -making and deployment of the Party Central Committee and the State Council, adhere to the positioning of "the house is used for living, not used for speculation", adheres to the stable price, housing prices, stable expectations, and maintain real estate and financial policy policyContinuousness and stability, maintain the stable and orderly real estate financing, support the commercial housing market to better meet the reasonable housing needs of home buyers, guide financial institutions to participate in risk disposal, strengthen work with the housing and construction departments and the People's Bank of China, and support local governmentsActively promote the work of "keeping diplomatic relations, protecting people's livelihood, and stable stability", do a good job of relevant financial services in accordance with laws and regulations, and promote the virtuous circulation and healthy development of the real estate industry.
A number of banks issued an announcement to respond to the "suspension of loan" incident: smaller scale, controllable overall risk
Today, a number of banks issued an announcement that the real estate involved in the recent "suspension of loan" incidents in the recent online transmission.Tremendous influence.
Today, the six large state -owned commercial banks of Industry, Agriculture, China, China, Construction, Communications, and Postal Savings have issued announcements, as well as Industrial Bank, Ping An Bank, Everbright Bank, etc., saying that they have recently exposed risk exposure to individual real estate companies, housing development projectsThe extension of the delivery situation has been investigated, and many banks that have been announced at present have stated that the business scale involved is small and the overall risk is controllable.
From the data published by the bank, the initial determination of the agricultural bank that the real estate with the risk of "guarantee the property" involves an overdue mortgage loan balance of 660 million yuan, accounting for 0.012%of the entire mortgage loan balance;
According to preliminary investigations, the balance of overdue housing mortgage loans involved in the risky real estate is 99.8 million yuan, accounting for 0.0067%of the balance of mortgage loans in the company in the company;
The preliminary suspension project of the Postal Savings Bank involves the overdue amount of housing loans of 127 million yuan;
Xingye Bank involves the balance of mortgage loans related to the "suspension of loan" incidents of 1.6 billion yuan (of which the balance of non -performing loans is 75 million yuan), and the mortgage amount that has stopped repayment has occurred by 384 million yuan.
