Bloomberg quoted people familiar with the matter and said that the Ministry of Housing and Urban -Rural Development and the financial regulatory department met with some Chinese banks on Tuesday and some Chinese -funded banks to discuss some real estate project suspension and bank mortgage loan offerings.Risk, etc., to prevent more home buyers from taking similar behaviors to stop loan repayment.
(Washington / Beijing Comprehensive News) The owners of rotten tail buildings across China collectively stopped the storm of mortgage repayment. It is reported that the Chinese regulatory authorities have held emergency meetings for two consecutive days on Tuesday (July 12).Plan.
Bloomberg quoted people familiar with the matter and said that the Ministry of Housing and Urban -Rural Development and the financial regulatory authorities met with some Chinese banks on Tuesday with some Chinese banks on Tuesday to discuss some real estate project suspension and risk of bank mortgage loans to prevent more home buyers from preventing more home buyers.A similar behavior of stopping loan may be taken.
People familiar with the matter said that the official has no clear solution at present.Essence
The owners of rotten tail buildings in many places in China have recently set off a collective suspension of loan.According to the surging news report, the owners of Evergrande of the Hengda Town, Jingdezhen, Jiangxi, uploaded an forced loan notification letter to the Internet on June 30.Among them, the owner of the real estate unanimously decided that the project required the project to fully resume work before October 20, 2022. If the owner who has not been fully resumed before that, the owner who has sold all the houses and has not settled the loan will be forced to stop issuing banks illegally issuing banks illegally issued banks.The monthly payment of the loan's bank is until the day of the full resumption.
Evergrande Longting Real Estate opened on January 30, 2021, and sold more than 900 households. It was fully stopped at the end of May 2021. In October of the same year, the second phase was resumed in the second phase of the government.The real estate closed again on June 1 this year.
The owners of the bad tail building collectively suspend loan affect personal credit reporting, which is actually "hurting the enemy a thousand, self -damage to 800".The notice said, "You can only take the risk and go to the road to disconnect, you can't eat meals, and you care about credit?"
The suspension of loan winds then spread quickly to many places across the country. The owners of more and more problems in real estate joined the ranks of the release of loan statements, including Zhengzhou, Shangqiu, Xinxiang, Nanyang, Zhoukou, and Shanxi, Jiangsu, Jiangxi,Real estate in cities such as Hunan, Hubei, Guangxi, Shaanxi and other provinces.The Evergrande Building is the hardest hit area. In the Wuhan Evergrande Times New City, which was forced by the owner, there were more than 5,000 households involving the owners. In addition, the housing companies involved in the suspension of loan include new power and green space.
Research Institution Ke Rui said that as of Wednesday (July 13), the owners of at least 100 real estate in more than 50 cities announced that they would stop repaying mortgages until the relevant projects were fully resumed.
Many banks have issued an announcement that emphasized a smaller risk controlled
Agricultural Bank of China, Industrial and Commercial Bank of China, Construction Bank, and Industrial Bank issued an announcement on Thursday to respond to the impact of disconnection, all emphasizing that small scale and controlled risks are controllable.Among them, Industrial Bank said that as of now, the balance of mortgage loans related to the "suspension of loan incidents" is 1.6 billion yuan (RMB, the same below, Sim, S $ 338 million), of which the balance of non -performing loans is 75 million yuan.The amount is 3.84 million yuan, mainly concentrated in Henan.
Agricultural Bank said that real estate, which has initially identified the risk of "insurance," involved an overdue mortgage loan balance of 660 million yuan, accounting for 0.012%of the bank's mortgage loan balance, and 0.017%of the balance of one -handed mortgage loan.
Australian and New Bank Economist Wang Betty (transliteration, Betty Wang) analyzed that the income status and social stability of residents are regarded as the primary task of Chinese policy makers.The potential solutions may include banks that require banks to support unfinished projects, allow local governments to participate in supervision, and give longer mortgage loan payment wide limit.
