If it is required to be transferred to a fulfilling house in a short period of time, it is easy for the market supply because of the shortage of the market to "disconnect" and further lead to soaring housing prices, but it is not conducive to the stability of the property market price.
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According to media reports, a "emergency notice on the relevant opinions on providing pre -sale permits for commercial housing" issued by the Guangdong Real Estate Association (hereinafter referred to as "notification") shows that the Guangdong Provincial Housing and Urban -Rural Development Department has formulated "about pre -sale of commercial housing pre -saleThe materials that are adjusted by the permit will be reported to the Ministry of Housing and Urban -Rural Development.
This material is recommended to gradually cancel the pre -sale system of the commercial housing and fully implement the current sales.Soon, the Guangdong Housing Housing Association responded that this was just a solicitation opinion. It is still in the internal discussion stage, and the relevant content is only planned.
Although the relevant parties responded in a timely manner, it was still a stone stirred up thousands of waves.Because for the market, it means that the "cancellation of the pre -sale system" is being gradually entered the scope of the policy formulation.This also indicates that the pre -sale system for the nearly 25 years of commercial housing may face changes, which is undoubtedly worse for Chinese real estate companies that generally depend on pre -sale funds and have a high debt ratio.
Since the "Real Estate Management Law" introduced in 1994, the "pre -sale system of commercial housing", and the pre -sale system of commercial housing has become the main model of China's new housing transactions.The establishment of the pre -sale system has provided great help for China's real estate in the past 30 years; especially in the early days of the establishment of the commercial housing system, the real estate pre -sale system has contributed an important force to solve the shortage of housing supply.
But the disadvantages of the pre -sale system have also begun to expose.Just as the letter from the Ministry of Housing and Construction attached to the notice pointed out that there are many risks in the pre -sale system of the real estate. For example, once the housing company breaks the fund chain, it will lead to the worse of the project and harm the interests of the buyers; and the unbalanced development of various places will cause illegal illegal to violate the law.In violation of regulations, organic sales can be used, and the real estate market is chaotic; and the pre -sale system reduces the threshold of the real estate industry, leading to attracting a large number of social funds, causing inefficient competition.
In the long run, when the real estate market in China has gradually moved towards the era of stock housing, the cancellation of the pre -sale system of the commercial housing is an inevitable way for the reform of the property market trading system. This has referenced in other developed countries in Europe and the United States.
But from the beginning, it is necessary to prevent the "butterfly effect" that "cancel the pre -sale system".From the perspective of demand, it is undeniable that the real estate supply of the current major cities is still in a shortage state. If the period of housing is required to be transferred to the upper housing sales in a short period of time, it is easy for the market supply because of the shortage of the shortage of the market.Further leading to soaring housing prices, it is not conducive to the stability of the property market price.
From the perspective of supply, the high debt ratio of real estate developers is a well -known industry problem.Moreover, under the pre -sale system for many years, a large number of risks during the transaction are often accumulated on buyers and banks.Although the cancellation of the pre -sale system can avoid its disadvantages, it is also easy to trigger the risk of breaking the capital chain of small and medium -sized housing companies in the financial system.
Therefore, how to promote the orderly deleveraging of the property market transaction, including housing companies, is the top priority.For example, in the report, a pilot of a part of the area before the establishment of the pre -sale system is established.In addition, there are many pre -sale sales of real estate in foreign countries, but its pre -sale system is often based on strict third -party supervision. The funds obtained by pre -sale are not completely controlled by developers, but by lawyers, banks, banks, banks, banksThe institutions are supervised on their behalf, and the developers are paid according to the different stages of the development of developers.
This helps to protect the rights and interests of home buyers, and at the same time, it makes it difficult for real estate developers to use the bank mortgage loan of buyers as the main financing channels, so as to avoid developers from passing risks to consumers and banks.
The reform of the property market trading system is long -term.It needs to be combined with the increase in market supply and rectification of market order, especially for guiding laws and regulations for the real estate market. It needs to advance with the times according to the development of the actual market.The market is more acceptable and more instructive.
Boiling Snow (Mediaman)
The article is the author's point of view, and does not represent the website approval
