China has introduced ＂16 Finance Articles＂ to promote the steady and healthy develo

(Beijing News) For more than a year in the large -scale situation of housing companies, the Chinese government officially introduced the special documents "16 Finance" on the issue of real estate financing issues for the first time, and required financial institutions to pay attention to state -owned and private enterprises when they put loans.

According to the China reports, the Bank of China and the CBRC officially issued a notice on the current financial support of the current financial support of the stable and healthy development of the real estate market.Six aspects of the risk disposal of housing companies, guaranteeing the rights and interests of housing financial consumers, regulating some financial management policies, and increasing housing leasing financial support have proposed 16 policies and measures, that is, the "16 of the real estate finance" discussed in the market.

In terms of maintaining the stable and orderly real estate financing, the document requirements must stabilize real estate development loans, and treat various types of real estate companies such as state -owned and private.The document also proposes to support the demand for personal housing loans, support localities to determine the proportion of local personal housing loan down payment and the lower limit of loan interest rate policy, and support rigid and improved housing needs.

A number of state -owned banks in China on that day signed a strategic cooperation agreement with a number of housing companies.For example, Bank of China will provide Vanke with no more than 100 billion yuan (RMB, the same below, about S $ 20 billion) or an equivalent foreign currency.Housing companies hold the signing ceremony of the strategic cooperation agreement of the Banking Enterprise.

Ding Zuyu, Executive Dean of the Shanghai Yiju Real Estate Research Institute, analyzed that in November, China's regulatory layer's financing support for private housing enterprises has significantly strengthened, which has a positive role in stabilizing the confidence of stabilizing the real estate market subject and market expectations.