Some banks in Zhengzhou in China have received notifications, and the down payment ratio of the second house restriction area of the purchase area will be reduced to 40 %.
According to the Securities Times website, the staff of a certain branch of the Bank of China Zhengzhou was asked if the down payment ratio of the second house was lowered on Tuesday (20th), and said: "The notice just received today, the down payment for the second -home house restriction area is reduced.By 40 %. "At the same time, the staff of China Merchants Bank Zhengzhou Sub -branch also said:" The proportion of down payment ratio of the two -sets of second houses in the purchase area has dropped to 40 %, and the contents of the notice issued by the Bank of China were began to be reduced yesterday. "In Zhengzhou's restricted purchase area, residents 'families apply for commercial housing loans to purchase their first ordinary commercial housing, with a minimum down payment ratio of 30%; in order to improve the living conditions, residents' families apply for commercial housing loans to purchase ordinary commercial housing in the second house, the minimum down payment, the minimum down paymentThe ratio is 40%.The policy will be implemented from September 19, 2022. The applicable areas are Zhengzhou 9th district (Jinshui District, Central Plains, Huiji District, Erqi District, Guancheng Hui District, Zhengzhou Airport Economic Comprehensive Experimental Zone, Zhengdong New District, and Zhengdong New District, Zhengdong New District, and Zhengzhou.Zhengzhou Economic Development Zone, Zhengzhou High -tech Zone) and Xinzheng City, Puyang City and Zhongmu County.
According to the Dahe Daily, the Bank of Communications, China Merchants Bank, and Central Plains Bank began to implement the standard of 40%of the lowest down payment ratio of the second house loan in the Zhengzhou restricted purchase area on September 19, and the standards of new houses and second -hand housing were the same.
