The trading of the Chinese property market is sluggish, Shenzhen's "zero down payment" is out of the rivers and lakes, but it was stopped half a day.
According to the First Financial Report, the advertisement of the "zero down payment" of the "zero down payment" of Xuncheng, Xincheng, Longgang, Shenzhen (August 11) circulated on the circle of friends in real estate agencies.The promotion content of the "zero down payment" of Xintong Yuecheng shows that buyers only need to pay 100,000 yuan (RMB, below, approximately S $ 20,000) deposit, and then the bank designated by the developer will borrow 1 million yuan to buyers 1 million yuanThe buyers received 100,000 first, 100,000 in the first four years, and 50,000 per year in the last year. The event was limited to four 78 to 95 square meters of houses. During the event, August 11Until August 14.
The real estate sales of the real estate confirmed the authenticity of the above "zero down payment" information. He said that the event was mainly for the first -time -required home buyer.Under normal circumstances, after the buyer confirms that the purchase of a certain house, you need to pay the first payment within seven days, and the "zero down payment" will extend the time to pay the buyer's down payment to five years.Promotion.
However, the "zero down payment" has just been circulated for a long time, and the listing of Xincheng Yuecheng is locked by the relevant departments and cannot be sold normally.In the next five years, buyers will not only pay monthly supply, but also have the down payment funds. The buyer's repayment pressure is high, and there may be disconnects. This is risky for buyers and financial systems.
Li Yujia said that from the perspective of the operation mode, the above "zero down payment" should be the developer signed an agreement with the bank.The purpose is to attract buyers, and this also reflects the current purchasing power and expectations of the Shenzhen property market.
At the moment when the sales are sluggish, in order to return the funds, developers have used their means to attract buyers. Since this year, Shenzhen has had the down payment installment. However, the developer was denied the next day.