Pan Gongsheng, President of the People's Bank of China, said that the current Chinese financial system is generally stable, and the number of financing platforms of local governments and the scale of debt in stocks are declining.The cost burden of the overall government debt has also declined significantly.
According to CCTV News on Saturday (August 17), Pan Gongsheng said in an interview that in terms of resolving the debt risk of financing platforms, important progress has been achieved.Decreased, most of the financing platforms expired debt have been continued, reorganized and replaced, and the burden of financing costs decreased significantly compared with the previous.
In terms of financial support for real estate risks, comprehensively applying policies at both ends of the supply and demand, repeatedly reduced the proportion of mortgage loan down payment and mortgage loan interest rates, set up affordable housing re -loans to support acquisition of existing commodity housing, accelerate the construction of real estate developmentNew mode.In terms of resolving the risks of small and medium -sized financial institutions, the current number of high -risk small and medium -sized banks has dropped by nearly half compared to its peak.
Pan Gongsheng emphasized that the current Chinese financial system is generally stable.The central bank will conscientiously implement the deployment of the Third Plenary Session of the 20th Central Committee of the Communist Party of China, and resolutely keep the bottom line that does not occur without systemic financial risks.
For how to keep the bottom line, Pan Gongsheng said that at the macro level, we must grasp the dynamic balance between economic growth, economic structure adjustment and financial risk prevention.At the same time, it is necessary to effectively improve the effectiveness of financial supervision, strengthen regulatory collaboration, form a joint supervision force, and include all types of financial activities in accordance with the law.
Pan Gongsheng said that in recent years, with the continuous efforts of financial support, China inclusive small and micro loans, green loans, high -tech medium- and long -term loans, and technology -based small and medium -sized enterprise loansThe average annual growth rate is about 20%to 30%, which is significantly higher than the average growth rate of various loans.The financing of financing is significantly improved.The cost of financing is at a historical low.At the same time, the rapid development of China's Internet finance and mobile finance has played an important role in improving transaction efficiency, reducing transaction costs, and improving financial inclusiveness, becoming one of the highlights of China's financial development.
Pan Gongsheng said that in the next step, the central bank will strengthen the cooperation with industry management departments such as Industrial Information, Technology, and Environmental Protection to further enhance the efforts, sustainability and professionalization of financial support, strengthen the top -level design of the policy, Strengthen positive incentives, improve the service capabilities of financial institutions, broaden financing channels, and guide financial institutions to do a good job of financial "five major articles".
