A report from Renmin University of China shows that more than half of the 200 million people in China's flexible employment have the characteristics of financial fragile characteristics on their financial fragility.
Comprehensive China News Network and First Financial Report, Renmin University of China China Inclusive Financial Research Institute (CAFI) topic team released a report on the financial health report of China's flexible industry in the financial industry on Tuesday (September 19).The income level and financial status of flexible employment groups in China have been analyzed.
The report lasted three years and seven months. A total of more than 230,000 people participated in the report survey nationwide, of which 55%were flexible employment, 16%were small and micro enterprise owners, 29%were fixedWork income.
The report found that more than half of the flexible operators present financial fragile characteristics.Based on the calculation of 200 million flexible employment in China, there are 110 million flexible employment of financial fragile characteristics.
In addition, in the case of controlling gender, age, education level, income level and regional five groups of population statistical characteristics, income, regional and academic qualifications are more highly different from the financial and healthy groups of operators.
Investigation on the special research on the person who broke out shows that nearly one -third of the dishonest personnel are in a state of financial difficulties, and the channels for debt problems should be reasonably solved as soon as possible.The financial health index can be used as a warning signal for dishonesty.
In order to improve the financial health level of the industry and improve the problem of dishonesty, the report puts forward three suggestions, including national policy support to improve the flexible employment security system, continuous optimization and innovation of financial supply, and innovationAnd multi -party building a system of early discovery and effectively helping debt issues.
According to the data of the National Bureau of Statistics of China, as of the end of 2021, there were about 200 million flexible employees in China.The Ali Research Institute predicted that in 2036, the new type of flexibility in China may reach the scale of 400 million people.