(Beijing/Shanghai/Guangzhou Comprehensive News) After China's first -tier cities have fully implemented the "house recognition and do not recognize loan" policy, Shanghai and Beijing houses have soared in the past weekend.On the 4th), a wave of gains ushered in.
According to Bloomberg, Galaxy -Lianchang Securities data shows that the sales of second -hand housing in Beijing and Shanghai have doubled from September 2nd to 3rd.Raymond Cheng, the company's research director of China and Hong Kong, said that although the economy is still full of challenges, the strong recovery of house sales in Beijing and Shanghai is surprising.
The rise is mainly due to the promotion of the property market policy.At the end of August, the Chinese government promoted the implementation of "non -recognition of housing", and stipulated that the house purchase family had a mortgage, as long as there was no real estate in the local area, they could enjoy the credit policy of buying the first house.As of last Friday (September 1), the four major cities in Guangzhou, Shenzhen, Shanghai and Beijing have successively announced the implementation of the policy.
Under the expectations of the property market, the capital market has also recorded the best single -day performance in the past month.The Hong Kong stock market opened on Monday (September 4), and the Hang Seng Index rose 2.51%throughout the day. The stock price of real estate developers rose particularly significantly. Among them, Country Garden rose 14.6%throughout the day, and Evergrande Real Estate rose 7.27%.The stock price index of Bloomberg China rose 8.7%.In addition, the CSI 300 index of A shares also rose 2.6%.
After the monthly sales of international investors in August, it bought 6.8 billion yuan (RMB and S $ 1.288 billion) on Monday on Monday.According to Reuters, Goldman Sachs stated in a report that the Chinese government issued a clear signal to stabilize the real estate market, promote economic growth, and boost market sentiment. It is expected that a stimulating policy will continue to be introduced.
Zhang Dawei, the chief analyst of Central Plains Real Estate, said that the policy effect of the non -recognition of the house recognition was immediate.He said that on the first day after the house recognition of the house and the loan policy, that is, on Saturday (September 2), the second -hand house in Beijing was 1,200 units, an increase of more than 100%compared to the previous Saturday;The entire August online signing has only 3,100 units.
However, Zhang Dawei also said that many sales of the two days of the weekend belong to panic entering the market, and some transactions are the needs of the previous backlog.
A number of real estate companies in Guangzhou accept 20%down payment
In addition to the "recognition of houses and not recognizing loans" policy, the People's Bank of China and the State Administration of Finance Supervision also jointly issued a document last Thursday (August 31) to launch the interest rate of reducing the first housing loan rate of the stock, the down payment ratio of the down payment, and the reduction of two two, reducing two two twoA number of support policies such as the lower limit of housing interest rate policy.It is clear that the uniformity of the minimum down payment ratio of the first set of housing personal loans is not less than 20%.
According to the Guangzhou Daily, since 2017, Guangzhou's first house requesting the down payment rate has always been 30%, but the projects of many heads of the city in the city have stated that they have begun to accept 20%of the down payment.
Reports pointed out that although Guangzhou has not yet introduced specific down payment ratio policies, projects such as Poly, Vanke, and New World, etc., have issued posters to indicate that the down payment is as low as 20%.A business consultant of a hot -selling old reform project in Huangpu District, Guangzhou said that the down payment 20 % "There is no problem, but if you want to divide the bank, some banks have received 20 % down payment."
