Promote the real estate market to develop the three departments of China to promote ＂

(Beijing/Guangzhou Comprehensive News) In order to promote the development of the real estate market, the three Chinese departments have recently issued a notice to promote the implementation of the policy measures for the purchase of the first home loan "recognition of houses without recognition of loans".Spend.

According to Xinhua News Agency, the Ministry of Housing and Urban -Rural Development of Housing, the People's Bank of China, and the General Administration of Financial Supervision have recently issued a notice on optimizing the standards for the number of housing sets in personal housing loans.Among them, when the residents' families (including borrowers, spouses, and juvenile children) apply for loans to purchase commercial housing, family members have no set of houses under the local name. Whether they have used loans to buy housing, banking financial institutions have taken the lead.Housing execution housing credit policy.

This policy, as a policy tool, is included in the "One City, One Strategy" toolbox for cities to choose from.The relevant person in charge of the Ministry of Housing and Urban -Rural Development said that this policy will enable more buyers to enjoy the down payment ratio and interest rate discount of the first home loan, which will help reduce the cost of house purchases and better meet rigid and improved housing needs.

"Recognition of housing and recognizing loans" has played many times in the history of real estate regulation in China as the role of heavy cooling in the property market, especially in first -tier cities.According to the 21st Century Business Herald, the data of Zhuge Data Research Center is quoted, at present 18 cities including Beijing, Shanghai, Guangzhou, Shenzhen, Xi'an, Xiamen, Chengdu, etc. still implement "recognition of house recognition and loan".

Wang Xiaoyu, chief analyst of the center, analyzes that in the context of the continuous decline in the current market, the probability of follow -up cities to follow up with "recognition of houses does not need to recognize loans".