The interest rate of 42 key cities in China has fallen by 140 base points (BP).
According to the Caixiao News Agency, the monitoring data of Rong 360 Digital Science and Technology Research Institute on China's 42 key cities' mortgage interest rates shows that the average interest rate of China's first home loan was 4.17%in November 2022, which is more than China ’s mortgage interest rate.The lower limit is 7bp.
The average interest rate of the second home loan is 4.95%, which is 5bp higher than the national mortgage interest rate.From the perspective of the decline, the interest rate of the first house has declined by 140bp this year, and the cumulative decline in the interest rate of the two sets of mortgages is 90bp.
In addition, of the 42 first -tier and second -tier cities monitored in November, the mainstream mortgage interest rate of 27 cities implemented the lower limit of the national limit.The LPR level above the age), two sets of 4.9%.
