Worried about whether digital RMB violates user privacy, the central bank officials emphasize that they will fully respect privacy and personal information protection, and do a good job of prevention of risks.The design is arranged accordingly.
According to the Securities Times, Mu Changchun, the director of the Institute of Digital Monetary of the People's Bank of China, said at the Fifth Digital China Construction Summit's Digital RMB Industry Development Sub -Forum on July 24 that digital RMB was issued as the issuance of the People's Bank of China.The statutory digital currency will fully respect privacy and personal information protection, and on this basis to prevent risk prevention to prevent criminals from being used.
Mu Changchun said that controllable anonymous as an important characteristic of digital RMB, on the one hand, reflects the positioning of cash (M0) in circulation to ensure the public's reasonable needs of anonymous transactions and personal information protection; anotherIn terms of, it is also an objective need to prevent and control and crack down on money laundering, terrorist financing, tax evasion and other illegal acts to maintain financial security.
He said that protecting consumers' privacy should be done three tasks: first, it should meet the habit of daily small cash payment and ensure the confidentiality of related payment transactions; the second is to clearly clear anonymous objects to ensure consumption consumption to consume consumptionBehavior information will not be leaked.
Mu Changchun also revealed the next plan of Digital RMB, including strengthening legislation, improving the design of the top -level system, and strengthening technology applications, and improving risk prevention and control capabilities.
He said that in order to ensure the effective implementation of digital RMB controllable anonymous requirements, four corresponding arrangements need to be made in the design of the top -level system, which are the establishment of an information isolation mechanism;Legal conditions; establish a corresponding punishment mechanism; improve the regulations and systems of digital RMB anti -money laundering, anti -terrorist financing.
For the information isolation mechanism, Mu Changchun said that it will clarify the independence of operating institutions to carry out digital RMB operation business, and standardize the use of digital RMB customer information by setting up digital RMB customer information isolation mechanisms and use restrictions.
In terms of improving risk prevention and control capabilities, Mu Changchun said that digital RMB supervision will strengthen the practice of regulatory science and technology, and actively use technologies such as big data, artificial intelligence, cloud computing and other technologiesCross -market cross -market risk screening, prevention and resolution ability.
