Fan Yifei, deputy governor of the People's Bank of China, said today that the monopoly phenomenon actually exists not only in the Ant Group, but other institutions also have this situation.The measures taken to Ant Group will also be implemented to other payment service market entities.
Comprehensive China News Agency and Reuters reported that when Fan Yifei attended a blowout meeting in Beijing, the payment industry has developed rapidly in the past two years, and some irregular behaviors have indeed occurred in the process.In response to the monopoly and disorderly expansion of capital in development, the central bank has been carried out one after another.
Fan Yifei bluntly stated that some time ago, some interviews, including antitrust situation like Ant Group, also disclosed relevant information.The monopoly phenomenon actually exists not only in the Ant Group, but other institutions also have this situation.The measures taken to Ant Group will also be implemented to other payment service market entities."I believe that everyone will see this soon. I hope that everyone will criticize and supervise. What criticism and suggestions can be made to us. We jointly promote the payment service market to go forward."
Fan Yifei also said at the blower that it will continue to implement a stable monetary policy to do a good job of cross -cyclical policy design; the exchange rate will continue to maintain stability and make some adjustments in time according to the policy tools.
"In the future, we must continue to release the potential of the LPR (loan market quotation interest rate) reform and promote the further reduction of the actual loan interest rate."Help.
When it comes to digital currency, Fan Yifei said that all kinds of so -called "stable currency" itself has become a speculative tool, which has the risk of threatening financial security and social stability.
He pointed out that private digital currencies represented by Bitcoin and various so -called "stablecoins" have become payment tools for illegal economic activities such as speculative tools and money laundering. There are risks that threaten financial security and social stability.It is also possible to bring risks and challenges to the international monetary system and payment liquidation system.
"We are still worried about this problem, so we have taken some measures," he said.
Previously, the People's Bank of China interviewed the Virtual Currency Stir-fried Coin-to-Currencies, including a number of state-owned banks in the five banking financial institutions and the third-party payment company under the Ant Group, Alipay, and requested a comprehensive investigation and identification of virtual currency exchanges and the virtual currency exchange andOverseas dealers' capital accounts, timely cut off the trading fund payment link.
Fan Yifei pointed out whether it is currently observing and studying whether these private digital currencies can exist as currency credit. At the same time, China must vigorously promote the central bank's digital currency.
"At present, we are in the process of piloting, what impact of digital RMB on the monetary system, monetary policy, and financial stability, ... We also strive to ensure that the digital RMB system is designed through business, technology, and policy.The influence of the side is minimized. "Fan Yifei said.
He said that digital RMB pilots are mainly through the white list invitation method. At present, users have reached 10 million; the central bank has the confidence to continue to expand the pilot surface to increase the scope of the pilot.
