The People's Bank of China and the State Administration of Finance and Administration issued a notice saying that the interest rate of the first housing loan rate will be reduced from the end of September.
According to CCTV News client reports, the People's Bank of China and the State Administration of Finance and Administration of Finance and Administration in order to guide commercial personal housing loan borrowings to adjust the optimization of assets and liabilities in an orderly manner, and standardize the order of housing credit markets. Thursday (August 31 (August 31On the day, notifications are issued to reduce the issue of the first set of housing loan interest rates in stock.
Notice said that starting from September 25, 2023, borrowers who have the first housing commercial personal housing loan in the stock may apply to the loan financial institution.Commercial personal housing loan for housing.
According to the notice, the interest rate level of the new loan is determined by the financial institution and borrower independently, but the increase in the increase in the interest rate (LPR) of the loan market shall not be lower than the original loan issue.The lower limit of the interest rate policy of commercial personal housing loan in housing.
Notice also said that the newly issued loan can only be used to repay the first set of housing commercial personal housing loans, and it is still included in the management of commercial personal housing loans.
In addition, since September 25, 2023, borrowers of the first housing commercial personal housing loan in the stocks can also apply to the loan financial institution to negotiate the interest rate level agreed in the contract.
