Following Guangzhou and Shenzhen, China, Wuhan has also implemented the policy of purchasing the first home loan "recognition of housing and not recognizing loans" to boost the downturn's real estate market.
According to Jimou News, in order to better meet the rigidity and improve the demand for housing, Wuhan has established and improved the stable and healthy development of the long -term mechanism of the long -term long -term mechanism of the real estate market on Thursday (August 31)Optimize the notice of the number of housing sets in personal housing loans in our city.
Notice that when resident families (including borrowers, spouses, and minor children) apply for loans to buy commercial housing in Wuhan, family members have no complete houses under the name of Wuhan City.After buying housing, banking financial institutions all implement housing credit policies according to their first houses.The notice will be implemented from September 1.
At present, Wuhan's purchase restriction area is "recognizing houses and recognizing loans". After the above notification is implemented, the purchase restricted area will also be implemented.
The website of the Housing and Urban -Rural Development Bureau of Guangdong Zhongshan City also issued a notice on the same day, announcing that it will be implemented from now on the implementation of "unreasonable housing".
As the real estate market continues to be sluggish, China has recently announced that it has recently promoted the purchase of the first home loan "recognition of housing and not recognizing loans".As of now, officials in Wuhan, Guangdong Zhongshan, Shenzhen, Guangzhou, Zhengzhou and other places have been implemented, and Xiamen has also released a draft of comments.
After the implementation of the "non -recognition of the house", the first house down payment ratio and the loan interest rate can be reduced. It will significantly reduce the pressure on the purchase of houses in the improved group and promote the property market.
