Mu Changchun, director of the Institute of Digital Currency of the People's Bank of China, emphasized again today that third -party payment such as WeChat and Alipay will continue to assume the function of the distribution, circulation and exchange of digital RMB as a wallet or as a financial infrastructure.
According to Reuters, Mu Changchun responded to the relationship between the relationship between digital RMB and third -party payment at the Lujiazui Forum and pointed out that the digital RMB and wallets or between the third -party payment are two dimensions.Renminbi is money is a payment tool. Wallets are carriers and infrastructure.Therefore, the wallets of digital RMB are the same as other wallets. They are all carriers and are infrastructure.
"So the same is true for third -party payment, that is, the function or infrastructure function of its vector or infrastructure has not changed. It can still be used as the carrier and infrastructure of digital RMB." He said.
He also said that from another perspective, digital RMB adopts a double -layer operation architecture, then that is to say, from the beginning, it is not that the people's bank directly provides the public to provide digital renminbi exchange and circulation services.It is provided by the second -level designated agency.
Mu Changchun said that the circulation process of currency needs to be implemented by the whole society. Third -party payment institutions will still find their own roles in this process to make corresponding contributions to the circulation of digital RMB and the service of the other party's services accordinglyEssence
Mu Changchun earlier in the same merger that by building the ecology of the digital RMB wallet, the application of the entire scenes of digital RMB online and offline to meet the differentiated needs of users, multi -level, multi -category, and multi -form differentiated needs.Make sure that the digital wallet is inclusive.
Xing Yujing, president of the Central Bank of China Shenzhen Central Branch and Director of the State Administration of Foreign Exchange, said recently that the Guangdong -Hong Kong -Macao Greater Bay Area can promote the "single pass" cross -border supervision sandbox pilot; Taking the digital RMB as the carrier, the capital project can be exchanged for cross -border sandbox pilots.
Shenzhen and Suzhou have previously carried out digital RMB red envelopes. Beijing and Shanghai have officially opened digital RMB red envelopes from June 5th, of which 40 million yuan in Beijing (RMB, Same as Sim, S $ 8.28 million),The total distribution of Shanghai is 19.25 million yuan.
