China's state -owned banks have emerged again for a new round of executives.Following the previous Governor of Construction Bank Liu Guiping as the Deputy Governor of the Bank of China and Gu Ying, the president of the ICBC, the chairman of the Agricultural Bank of China, and Wang Jiang, the governor of the Bank of China, also returned to the Construction Bank.Society.

Reuters quoted two sources, saying that Liu Lianzhang, chairman of the Bank of China Liu Lianzhang and a group of Zhongzhong employees on Tuesday (19th), sent Wang Jiang in the head office building; then the CCB's internal convening meeting announced that Wang Jiang was the deputy secretary of the CCB Party Committee.After taking the relevant process, Wang Jiang will officially serve as the president of CCB.

"President Wang's grass -roots experience is very rich, and he is also very familiar with the work content of various business lines of the bank." A personnel of the Bank of China told Reuters.

Another number of Zhongzhong employees also described Wang Jiang with vocabulary such as "professional" and "pragmatic", "just staying too short."

Public information shows that Wang Jiang was born in July 1963. During more than ten years from 1999 to 2015, he started from the Deputy Director of the Credit Risk Management Office of the Shandong Branch of Shandong Branch and rose all the way to the Shanghai Branch Bank Bank Bank Bank Banklong.

After holding the position of Vice President of the Bank of Communications for a long time, it served as the vice governor in Jiangsu Province, Eastern China from July 2017 to November 2019, and became the wave of "Deputy Governor of Finance" in the year.One of the members also accumulated the resume of the previous step.In December 2019, Wang Jiang officially served as the president of the Bank of China.

At present, the CCB executive team includes the chairman Tian Guoli, Lu Jiajin, Ji Zhihong, Wang Hao, Zhang Min, and the deputy governor of the chief risk official Jin Yanmin and the secretary Hu Changmiao.

After Wang Jiang went to work, the Central Bank executive team included the chairman Liu Lianzhang, Wang Wei, Lin Jingzhen, Zheng Guoyu, three deputy governors, as well as Liu Qiuwan, chief information officer, Liu Jiandong, and the chief of the risk director.

The People's Bank of China held a meeting of cadres above the middle level or above in mid -November last year. Relevant leaders of the Central Organization Department announced that the former Deputy Secretary of the Party Committee, Deputy Chairman of the Construction Bank, and Liu Guiping, a member of the Central Bank of the Party Committee and Vice President.Earlier this month, the board of directors of the Agricultural Bank of China announced that the election was the chairman of the bank; the 54 -year -old Gu Yan also became the youngest chairman of the four major state -owned banks in China.

In recent years, the management of Bank of China has changed frequently, and has exported a number of one or two leaders for various state -owned banks: the current chairman of CCB, Tian Guoli, was the chairman of the Bank of China.After the years; Zhang Qingsong, the current president of the Agricultural Bank of China, and Zhang Jinliang, chairman of the postal savings bank, have also been a veteran of the Bank of China.

However, the mobilization of one or two leaders in the state -owned bank may not be as big as the outside world.

"The overall management mechanism of the banking system is relatively complete, and most of the daily operations are mainly management at the level of the department," "A state -owned bank person revealed that the decision -making of the leaders of the bank was resolved by the executive committee.Overall, it will continue to be implemented in accordance with the previous resolutions.

"Moreover, the 'key characters' risks' in large Chinese enterprises and state -owned enterprises have always been relatively low." The person continued.

However, whether it is the Bank of China or CCB, its business development is facing certain challenges.

China Bank suffered a black swan in April 2020, and eventually lost 6 billion yuan in the "crude oil treasure" incident (RMB, the same below, about 1.23 billion to 1.43 billion yuan); at the end of the year, the China Banking Regulatory CommissionThe Bank of China issued a fine of 50.5 million yuan and punished the two general managers and relevant persons in charge of the Global Marketing Department of the core department of China Bank.

As a star department within the Bank of China, the Global Marketing Department continues to face the pain of the loss of backbone talents. After the "crude oil treasure" incident, how to rebuild the relevant mechanism system, reshape the status and reputation of China and the global marketOne of the important considerations for the high level.

At the same time, the overseas epidemic is still raging. As the earliest Chinese banks with the earliest internationalization of internationalization and a higher proportion of overseas assets, the overseas asset quality and business expansion of Bank of China have been under pressure.

For the CCB, in recent years, it has developed rapidly and has greatly surpassed the "Universe" Industrial and Commercial Bank of China.Against the background of the hoop curse ", how to adjust the assets of the assets and find another business force point in the context of stable leverage, and also test the ability and wisdom of its management.

At the end of last year, the Central Bank of China and the CBRC jointly issued new regulations to formulate an index limit on the concentration of the banking loan in the banking industry.Among the six major state -owned commercial banks, only the proportion of personal housing loans (34.4%and 33.6%) of personal housing loans (34.4%and 33.6%) of Construction Bank and postal savings banks exceeds 32.5%.

In October last year, the Shenzhen Banking Insurance Regulatory Bureau issued five fines to the CCB Shenzhen Branch, with a free amount of more than 8.5 million yuan, three of which involved lending loans from the real estate field.