Wu Xiaoling, former deputy president of the People's Bank of China and former director of the State Administration of Foreign Exchange, said today that licensed operations are the common rules of the financial industry.The principles of the size and the essence of risks shall implement different supervision.
Comprehensive interface news, financial fellowship, etc., Wu Xiaoling believes that the endowment advantages of platform companies, data companies, and technology companies, or more effective or more cost -effective than traditional financial institutions in some links, in theory, enjoy relative relatives in theoryThe possibility of loose regulatory indicators.
She pointed out that in terms of regulatory methods, it is necessary to supplement the appropriate means and tools, and the cooperation model, data confirmation and personal information protection of technology companies and financial institutions, the prudential and fairness of the model and algorithm, the conflict of the interests, the conflict of the interests,Risk recognition and measurement, antitrust, risk assistance and other aspects need to be studied in depth.
The Central Economic Work Conference held in Beijing last week clearly requested that the antitrust of antitrust should be strengthened and the disorderly expansion of capital should be strengthened, and the development of the digital rules should be emphasized in accordance with the law.It is necessary to improve the legal norms of platform enterprise monopoly identification, data collection and use management, and consumer rights protection.It is necessary to strengthen regulation, improve supervision capabilities, and resolutely oppose monopoly and unfair competition.Financial innovation must be carried out under the premise of prudent supervision.
