Graduate business aid loans launched by Bank of China have landed in Jiangsu, Shanghai and Beijing. This is China's first business -like student loan product.
According to the CCTV news client, the four departments of the Ministry of Education, the Ministry of Finance, the People's Bank of China, and the General Administration of Finance Supervision on the adjustment and improvement of the relevant policy of student loanReasonable learning and living needs, and effectively alleviate the economic burden on graduate students, banking financial institutions can issue business loans to graduate students.
At the same time, encourage banking financial institutions to develop and improve graduate credit -assistance loan products with convenient procedures and controllable risks, and give certain loan quotas, interest rates, term, repayment methods, etc.discount.
It is reported that Bank of China provides exclusive commercial aid loans for graduate students in the school. Considering the temporary lack of loan repayment capabilities in students at school, issuing through pure credit, the loan quota meets the actual needs. Students are only students.You need to provide materials such as ID cards, student IDs and other materials to complete the application, minimize loan application materials, and improve the convenience of loan application.
In terms of interest rates, the interest rate of the graduate business aid loan of Bank of China is 20 basis points for LPR, and the loan period is extended for six years based on the coverage of the coverage of the coverage (taking the three -year school system as an example, the loan period is deadline, and the loan period is deadline.The longest nine years), and students can enjoy the return on time during the school, and only pay the principal without paying interest within the time limit.
At present, the business outlets of Bank of China can accept this business.
