The Bank of China said that individual acquisition institutions have not implemented the supervision system, the quality and control of the receipt business risk is insufficient, and the problems of inadequate supervision still exist, and the normal order of disrupting the receiving market.
According to the news of the People's Bank of China on Tuesday (September 5), the People's Bank of China recently held a work management meeting to strengthen the payment acceptance terminal and related business management.Zhang Qingsong, a member of the Party Committee and Vice President of the People's Bank of China, attended the meeting and delivered a speech.
The meeting said that the People's Bank of China attaches great importance to the management and development of the receiving market, the requirements of the standard system, and continuously promote the acceptance of terminal transformation, merchant information verification, transaction message, transaction monitoring and optimization, etc.Standardize governance to achieve staged results, effectively ensure the authenticity of merchant transactions, and promote the healthy development of the payment service market.
But the meeting admitted that problems such as the lack of strict implementation of the supervision system of individual acquirers, insufficient quality and control of the receipt business risk, and the implementation of the responsibilities of all parties in the industry still exist, which disturb the normal order of the receiving market.
The meeting requires all units to comprehensively promote the standardized operation and high -quality development of the payment industry. Deeply understand that standardizing the acquisition business is an important foundation for the market's parties to improve comprehensive competitiveness.Guide, from the perspective of implementing regulatory requirements and preventing risks, promotes the collection of the acquisition business, the danger, and stable development; in accordance with the principle of non -reduction in management, the quality of service quality will be refinedThe relationship of service ensures the security, continuity and stability of payment services.
The bank card acquisition business refers to the settlement service provided by the contracting bank to the merchant.The receiving bank will get trading documents and transaction data from the merchant side, deduct the fee calculated at the rate, and pay the merchant, and deduct a certain percentage of handling fees.
