Chinese real estate experts suggest that farmers count for buying houses and driving b

Dong Fan, director of the Real Estate Research Center of Beishi University, believes that if the production and operation of rural areas is not affected, it is still advocating that farmers live in the county seat.The more prosperous and bigger the city, the more fair the city. "

Dong Fan said in an interview with Phoenix.com that in the county seat, the public services that a person can enjoy, the information that can be received, the growth insights of growthIt is completely different from the rural environment.

He believes that this is very necessary for improving the quality of farmers.Regarding how farmers continue to plant land after living in the county seat, Dong Fan said that if some farmers still need to plant land in rural areas, he can drive to plant land when he needs.In addition, farmers in the county, medical, education, and living environment will have greatly improved, and they also enjoy urban civilization and modern civilization.

In addition, Dong Fan also suggested that the loan repayment time will be extended to 40 years, and retirement can continue to be repaid. Measures such as reducing the proportion of down payment and repayment of interest in the first five years can be taken.

Dong Fan pointed out that it can be considered to be reduced to 20%, so that the process of accumulating enough down payment will be shortened.

He said that when young people bought a house in the early days, the repayment pressure was relatively high. It is recommended that "he only repaid interest in the first five years and does not repay the principal. For exampleAbout S $ 1419), five years later, it was normal for him to increase again, and he gradually increased at that time. "In this way, he could push the initial principal to the back of 25 years.

Dong Fan pointed out that domestic can generally be loaned for 30 years now, can it be considered to be extended to 40 years?In this case, the pressure of young people will be greatly reduced, and it doesn't matter if you retire the loan.Because there are retirement pensions, and when you retire, this loan is very small in your income.

For Dong Fan's suggestions, many netizens did not recognize it and believed that they did not solve the fundamental problem of buying a house, and said that experts also wanted to "cut farmers' leek". Some netizens also left a message "Don't recommend", "Do not recommend "then became a hot topic at the top of Weibo.