Shanghai multi -children family housing provident fund loan limit is raised to up to 2

Shanghai -raised multi -children's family housing provident fund limits, multi -children families purchase their first house in Shanghai, with the highest loan limit of 20%.

According to the official WeChat public account "Shanghai Provident Fund Release" on Sunday (April 30), the Shanghai Housing Provident Fund Management Committee issued a notice on the implementation of multiple children's family housing provident fund support policies (referred to asnotify).

According to the notice, starting from May 1st this year, a multi -child family that meets the provisions of the Shanghai Housing Provident Fund Leasing withdrawal can withdraw the housing provident fund according to the actual rent expenditure.

Among them, the number of children's families purchase the first house, and the maximum loan limit has risen by 20%, that is, the maximum loan limit for the family can reach 1.44 million yuan (RMB, the same below, about 277,900 yuan).

The notification is clear that the multi -child family refers to a two -child and above family who meets the national fertility policy, and at least one minor child.

According to the operational rules of the support policy of the implementation of the support policy of multiple children's household housing housing provident funds issued by the Shanghai Provident Fund Management Center, the personal maximum loan limit is 600,000 yuan, and the maximum loan limit is paid by the supplementary housing provident fund.The above limit increases by 120,000 yuan; the maximum loan limit of the family is 1.2 million yuan, and those who pay the supplementary housing provident fund will increase the maximum loan limit of 240,000 yuan on the basis of the above limit.

According to the Securities Times report, Chen Wenjing, the market research director of the middle finger research institute, believes that optimizing the housing provident fund policy is one of the important means of supporting housing consumption, supporting rigid and improving housing demand.It may continue to be based on the actual situation of its own provident fund.

In addition to Shanghai, Chaozhou, Henan Province, Guiyang, Guiyang, etc., have also recently introduced housing provident fund support policies, including increasing the highest loan quota, supporting multiple children's household purchases, supporting the withdrawal of housing provident fund payment.wait.